Bank Account Ownership Statistics in Albania (2026)
As of the 2024 data, 46.1% of adults in Albania had an account at a bank or similar financial institution, per World Bank Global Findex. Up from 44.2% in 2021 to 46.1% in 2024 (+1.9 percentage points). Albania ranks #46 of 46 economies in Europe & Central Asia on this measure, and #92 of 145 globally.
Key Statistics
- Latest value (2024)
- 46.1% (2024)
- Bank Account Ownership in Albania as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +1.9 pp (2024)
- Up from 44.2% in 2021 to 46.1% in 2024 (+1.9 percentage points).
- Earliest value in this dataset (2011)
- 28.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 28.3% in 2011 to 46.1% in 2024.
- Record high (2024)
- 46.1% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Albania.
- Rank in Europe & Central Asia
- #46 of 46 (2024)
- Albania ranks 46 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #92 of 145 (2024)
- Albania ranks 92 of 145 countries with data globally.
- Europe & Central Asia average
- 85.9% (2024)
- Albania (46.1%) is below the average of 85.9% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 41.2% (2024)
- Value for women in Albania, same 2024 World Bank Global Findex data.
- Among men (2024)
- 51.5% (2024)
- Value for men in Albania, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −10.3 pp (2024)
- In 2024, the figure was 41.2% for women and 51.5% for men — 10.3 percentage points lower among women.
- In rural areas (2024)
- 40.7% (2024)
- Value for rural residents of Albania in 2024.
- Rural gap vs national
- −5.3 pp (2024)
- Rural residents (40.7%) are 5.3 percentage points below the national figure (46.1%).
- Among the poorest 40% (2024)
- 30.2% (2024)
- Value for adults in the poorest 40% of households in Albania in 2024.
- Poorest-40% gap vs national
- −15.9 pp (2024)
- The poorest 40% (30.2%) are 15.9 percentage points below the national figure (46.1%).
- Internet use in Albania (2024)
- 85.9% (2024)
- 85.9% of the population in Albania used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.4 million (2024)
- Albania had a population of 2.4 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 46.1% | +1.9 pp |
| 2021 | 44.2% | +4.9 pp |
| 2017 | 39.3% | +1.3 pp |
| 2014 | 38% | +9.7 pp |
| 2011 | 28.3% | — |
Frequently asked questions
What share of adults in Albania had an account at a bank or similar financial institution?
46.1% of adults in Albania had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
How recent is the bank account ownership data for Albania?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Albania.
Where does the bank account ownership data for Albania come from?
The data comes from the World Bank Global Findex (indicator fiaccount.t.d). The latest observation for Albania is from 2024; the snapshot was retrieved on 2026-06-10.
How has bank account ownership in Albania changed over time?
World Bank Global Findex data show a rise from 28.3% in 2011 to 46.1% in 2024.
How does Albania compare with other countries in Europe & Central Asia?
Albania ranks 46 of 46 countries in Europe & Central Asia with data, with 46.1% versus a regional average of 85.9% (latest values per country).
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .