Business Bank Credit Access Statistics in Albania (2026)
According to World Bank World Development Indicators data, 22.8% of firms in Albania had a bank loan or line of credit in 2025. Down from 37.8% in 2019 to 22.8% in 2025 (−15 percentage points). Albania ranks #39 of 43 economies in Europe & Central Asia on this measure, and #98 of 145 globally.
Key Statistics
- Latest value (2025)
- 22.8% (2025)
- Business Bank Credit Access in Albania as of 2025, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- −15 pp (2025)
- Down from 37.8% in 2019 to 22.8% in 2025 (−15 percentage points).
- Earliest value in this dataset (2007)
- 42.2% (2007)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 42.2% in 2007 to 22.8% in 2025.
- Peak value (2007)
- 42.2% (2007)
- Highest value in the available series; the 2025 value is 22.8%.
- Rank in Europe & Central Asia
- #39 of 43 (2025)
- Albania ranks 39 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #98 of 145 (2025)
- Albania ranks 98 of 145 countries with data globally.
- Europe & Central Asia average
- 44.8% (2025)
- Albania (22.8%) is below the average of 44.8% across the 43 countries in Europe & Central Asia with data.
- Firms using banks to finance working capital (% of firms) (2025)
- 16.3% (2025)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2025)
- 13.9% (2025)
- Related indicator from World Bank World Development Indicators.
- Internet use in Albania (2024)
- 85.9% (2024)
- 85.9% of the population in Albania used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.4 million (2024)
- Albania had a population of 2.4 million in 2024 (World Bank); shown for scale only.
Trend, 2007–2025
| Year | % of firms | Change |
|---|---|---|
| 2025 | 22.8% | −15.0 pp |
| 2019 | 37.8% | +8.4 pp |
| 2013 | 29.4% | −12.8 pp |
| 2007 | 42.2% | — |
Frequently asked questions
What share of firms in Albania had a bank loan or line of credit?
22.8% of firms in Albania had a bank loan or line of credit in 2025, according to World Bank World Development Indicators data.
How does Albania compare with other countries in Europe & Central Asia?
Albania ranks 39 of 43 countries in Europe & Central Asia with data, with 22.8% versus a regional average of 44.8% (latest values per country).
Where does Albania rank globally on business bank credit access?
Albania ranks 98 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did business bank credit access in Albania peak?
The highest value in the available series was 42.2% in 2007; the latest (2025) value is 22.8%.
How recent is the business bank credit access data for Albania?
The most recent observation is from 2025. World Bank World Development Indicators data is reported with a lag, so 2025 is the latest available year for Albania.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .