Business Working Capital Financing Statistics in Albania (2026)
16.3% of firms in Albania used banks to finance working capital in 2025, World Bank World Development Indicators data show. Down from 30.4% in 2019 to 16.3% in 2025 (−14.1 percentage points). Albania ranks #39 of 43 economies in Europe & Central Asia on this measure, and #106 of 145 globally.
Key Statistics
- Latest value (2025)
- 16.3% (2025)
- Business Working Capital Financing in Albania as of 2025, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- −14.1 pp (2025)
- Down from 30.4% in 2019 to 16.3% in 2025 (−14.1 percentage points).
- Earliest value in this dataset (2005)
- 28.4% (2005)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 28.4% in 2005 to 16.3% in 2025.
- Peak value (2007)
- 33.3% (2007)
- Highest value in the available series; the 2025 value is 16.3%.
- Rank in Europe & Central Asia
- #39 of 43 (2025)
- Albania ranks 39 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #106 of 145 (2025)
- Albania ranks 106 of 145 countries with data globally.
- Europe & Central Asia average
- 30.6% (2025)
- Albania (16.3%) is below the average of 30.6% across the 43 countries in Europe & Central Asia with data.
- Firms with a bank loan/line of credit (% of firms) (2025)
- 22.8% (2025)
- Related indicator from World Bank World Development Indicators.
- Internet use in Albania (2024)
- 85.9% (2024)
- 85.9% of the population in Albania used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.4 million (2024)
- Albania had a population of 2.4 million in 2024 (World Bank); shown for scale only.
Trend, 2005–2025
| Year | % of firms | Change |
|---|---|---|
| 2025 | 16.3% | −14.1 pp |
| 2019 | 30.4% | +7.5 pp |
| 2013 | 23% | −10.3 pp |
| 2007 | 33.3% | +4.9 pp |
| 2005 | 28.4% | — |
Frequently asked questions
What share of firms in Albania used banks to finance working capital?
16.3% of firms in Albania used banks to finance working capital in 2025, according to World Bank World Development Indicators data.
How recent is the business working capital financing data for Albania?
The most recent observation is from 2025. World Bank World Development Indicators data is reported with a lag, so 2025 is the latest available year for Albania.
Where does the business working capital financing data for Albania come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BKWC.ZS). The latest observation for Albania is from 2025; the snapshot was retrieved on 2026-06-10.
How has business working capital financing in Albania changed over time?
World Bank World Development Indicators data show a decline from 28.4% in 2005 to 16.3% in 2025.
How does Albania compare with other countries in Europe & Central Asia?
Albania ranks 39 of 43 countries in Europe & Central Asia with data, with 16.3% versus a regional average of 30.6% (latest values per country).
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BKWC.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .