Formal Savings Statistics in Albania (2026)
In 2024, 14.8% of adults in Albania saved at a formal financial institution, according to World Bank Global Findex data. Up from 9.7% in 2021 to 14.8% in 2024 (+5.1 percentage points). Albania ranks #42 of 46 economies in Europe & Central Asia on this measure, and #96 of 142 globally.
Key Statistics
- Latest value (2024)
- 14.8% (2024)
- Formal Savings in Albania as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +5.1 pp (2024)
- Up from 9.7% in 2021 to 14.8% in 2024 (+5.1 percentage points).
- Earliest value in this dataset (2011)
- 8.6% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 8.6% in 2011 to 14.8% in 2024.
- Record high (2024)
- 14.8% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Albania.
- Rank in Europe & Central Asia
- #42 of 46 (2024)
- Albania ranks 42 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #96 of 142 (2024)
- Albania ranks 96 of 142 countries with data globally.
- Europe & Central Asia average
- 40.6% (2024)
- Albania (14.8%) is below the average of 40.6% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 11.9% (2024)
- Value for women in Albania, same 2024 World Bank Global Findex data.
- Among men (2024)
- 17.9% (2024)
- Value for men in Albania, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −6 pp (2024)
- In 2024, the figure was 11.9% for women and 17.9% for men — 6 percentage points lower among women.
- In rural areas (2024)
- 10.6% (2024)
- Value for rural residents of Albania in 2024.
- Rural gap vs national
- −4.2 pp (2024)
- Rural residents (10.6%) are 4.2 percentage points below the national figure (14.8%).
- Among the poorest 40% (2024)
- 4.3% (2024)
- Value for adults in the poorest 40% of households in Albania in 2024.
- Poorest-40% gap vs national
- −10.4 pp (2024)
- The poorest 40% (4.3%) are 10.4 percentage points below the national figure (14.8%).
- Internet use in Albania (2024)
- 85.9% (2024)
- 85.9% of the population in Albania used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.4 million (2024)
- Albania had a population of 2.4 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 14.8% | +5.1 pp |
| 2021 | 9.7% | +1.0 pp |
| 2017 | 8.7% | +1.2 pp |
| 2014 | 7.5% | −1.1 pp |
| 2011 | 8.6% | — |
Frequently asked questions
What share of adults in Albania saved at a formal financial institution?
14.8% of adults in Albania saved at a formal financial institution in 2024, according to World Bank Global Findex data.
How does Albania compare with other countries in Europe & Central Asia?
Albania ranks 42 of 46 countries in Europe & Central Asia with data, with 14.8% versus a regional average of 40.6% (latest values per country).
Where does Albania rank globally on formal savings?
Albania ranks 96 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in formal savings in Albania?
Yes — in 2024 the figure was 11.9% for women and 17.9% for men, a gap of 6 percentage points in favor of men.
How recent is the formal savings data for Albania?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Albania.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .