Credit Card Usage Statistics in Algeria (2026)

In 2024, 2.9% of adults in Algeria used a credit card, according to World Bank Global Findex data. Up from 2.2% in 2021 to 2.9% in 2024 (+0.7 percentage points). Algeria ranks #13 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #99 of 142 globally.

Latest value (2024)
2.9% (2024)
Credit Card Usage in Algeria as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+0.7 pp (2024)
Up from 2.2% in 2021 to 2.9% in 2024 (+0.7 percentage points).
Earliest value in this dataset (2014)
4.7% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 4.7% in 2014 to 2.9% in 2024.
Peak value (2014)
4.7% (2014)
Highest value in the available series; the 2024 value is 2.9%.
Rank in Middle East, North Africa, Afghanistan & Pakistan
#13 of 18 (2024)
Algeria ranks 13 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
Global rank
#99 of 142 (2024)
Algeria ranks 99 of 142 countries with data globally.
Middle East, North Africa, Afghanistan & Pakistan average
11.5% (2024)
Algeria (2.9%) is below the average of 11.5% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Owns a credit card (% age 15+) (2024)
5.2% (2024)
Related indicator from World Bank Global Findex.
Internet use in Algeria (2024)
77.4% (2024)
77.4% of the population in Algeria used the internet in 2024 (World Bank); shown for context only.
Population (2024)
46.8 million (2024)
Algeria had a population of 46.8 million in 2024 (World Bank); shown for scale only.
Credit Card Usage in Algeria by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 2.9%+0.7 pp
2021 2.2%+0.0 pp
2017 2.2%−2.6 pp
2014 4.7%
Credit Card Usage in Algeria, 2014–2024Line chart of 4 observations from 2014 to 2024. Values range from 2.2% to 4.7%; the series starts at 4.7% in 2014 and ends at 2.9% in 2024.2%3%4%5%2014201620182020202220244.7%2.9%
Fig. 1 — Credit Card Usage in Algeria, 2014–2024

Frequently asked questions

What share of adults in Algeria used a credit card?

2.9% of adults in Algeria used a credit card in 2024, according to World Bank Global Findex data.

Where does the credit card usage data for Algeria come from?

The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Algeria is from 2024; the snapshot was retrieved on 2026-06-10.

How has credit card usage in Algeria changed over time?

World Bank Global Findex data show a decline from 4.7% in 2014 to 2.9% in 2024.

Source: World Bank Global Findex, indicator fin22g, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .