Bank Interest Rate Spread Statistics in Armenia (2026)
In 2024, the bank interest rate spread in Armenia stood at 5 percentage points, according to World Bank World Development Indicators data. Up from 4 percentage points in 2023 to 5 percentage points in 2024 (+1 percentage points). Armenia ranks #14 of 20 economies in Europe & Central Asia on this measure, and #42 of 105 globally.
Key Statistics
- Latest value (2024)
- 5 percentage points (2024)
- Bank Interest Rate Spread in Armenia as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2023
- +1 pp (2024)
- Up from 4 percentage points in 2023 to 5 percentage points in 2024 (+1 percentage points).
- Earliest value in this dataset (1995)
- 39.9 percentage points (1995)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 39.9 percentage points in 1995 to 5 percentage points in 2024.
- Peak value (1995)
- 39.9 percentage points (1995)
- Highest value in the available series; the 2024 value is 5 percentage points.
- Rank in Europe & Central Asia (lower is better; rank 1 = lowest)
- #14 of 20 (2024)
- Armenia ranks 14 of 20 countries in Europe & Central Asia with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #42 of 105 (2024)
- Armenia ranks 42 of 105 countries with data globally. Ranked ascending because lower values are better for this metric.
- Europe & Central Asia average
- 5 percentage points (2024)
- Armenia (5 percentage points) is below the average of 5 percentage points across the 20 countries in Europe & Central Asia with data.
- Lending interest rate (%) (2024)
- 13.1% (2024)
- Related indicator from World Bank World Development Indicators.
- Deposit interest rate (%) (2024)
- 8.1% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Armenia (2024)
- 81.3% (2024)
- 81.3% of the population in Armenia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 3 million (2024)
- Armenia had a population of 3 million in 2024 (World Bank); shown for scale only.
Trend, 1995–2024
| Year | percentage points | Change |
|---|---|---|
| 2024 | 5 | +24.3% |
| 2023 | 4 | +24.0% |
| 2022 | 3.2 | −7.8% |
| 2021 | 3.5 | +0.5% |
| 2020 | 3.5 | −4.2% |
| 2019 | 3.7 | −11.5% |
| 2018 | 4.1 | −23.4% |
| 2017 | 5.4 | −6.1% |
| 2016 | 5.7 | +66.8% |
| 2015 | 3.4 | −42.5% |
| 2014 | 6 | +2.5% |
| 2013 | 5.8 | −23.8% |
| 2012 | 7.7 | −9.9% |
| 2011 | 8.5 | −17.0% |
| 2010 | 10.3 | +1.4% |
| 2009 | 10.1 | −3.0% |
| 2008 | 10.4 | −7.5% |
| 2007 | 11.3 | +5.4% |
| 2006 | 10.7 | −12.2% |
| 2005 | 12.2 | −11.4% |
| 2004 | 13.7 | −1.6% |
| 2003 | 14 | +20.9% |
| 2002 | 11.5 | −2.1% |
| 2001 | 11.8 | −12.6% |
| 2000 | 13.5 | +17.3% |
| 1999 | 11.5 | −51.2% |
| 1998 | 23.5 | −16.3% |
| 1997 | 28.2 | −17.6% |
| 1996 | 34.2 | −14.4% |
| 1995 | 39.9 | — |
Frequently asked questions
What is the latest figure for bank interest rate spread in Armenia?
The bank interest rate spread in Armenia stood at 5 percentage points in 2024, according to World Bank World Development Indicators data.
How does Armenia compare with other countries in Europe & Central Asia?
Armenia ranks 14 of 20 countries in Europe & Central Asia with data (ranked ascending; lower is better), with 5 percentage points versus a regional average of 5 percentage points (latest values per country).
Where does Armenia rank globally on bank interest rate spread?
Armenia ranks 42 of 105 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.
When did bank interest rate spread in Armenia peak?
The highest value in the available series was 39.9 percentage points in 1995; the latest (2024) value is 5 percentage points.
How recent is the bank interest rate spread data for Armenia?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Armenia.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FR.INR.LNDP, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .