Credit Card Usage Statistics in Armenia (2026)
In 2024, 5.2% of adults in Armenia used a credit card, according to World Bank Global Findex data. Down from 7% in 2021 to 5.2% in 2024 (−1.8 percentage points). Armenia ranks #42 of 46 economies in Europe & Central Asia on this measure, and #80 of 142 globally.
Key Statistics
- Latest value (2024)
- 5.2% (2024)
- Credit Card Usage in Armenia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −1.8 pp (2024)
- Down from 7% in 2021 to 5.2% in 2024 (−1.8 percentage points).
- Earliest value in this dataset (2014)
- 4.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 4.2% in 2014 to 5.2% in 2024.
- Peak value (2021)
- 7% (2021)
- Highest value in the available series; the 2024 value is 5.2%.
- Rank in Europe & Central Asia
- #42 of 46 (2024)
- Armenia ranks 42 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #80 of 142 (2024)
- Armenia ranks 80 of 142 countries with data globally.
- Europe & Central Asia average
- 26.3% (2024)
- Armenia (5.2%) is below the average of 26.3% across the 46 countries in Europe & Central Asia with data.
- Owns a credit card (% age 15+) (2024)
- 7.7% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Armenia (2024)
- 81.3% (2024)
- 81.3% of the population in Armenia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 3 million (2024)
- Armenia had a population of 3 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 5.2% | −1.8 pp |
| 2021 | 7% | +1.8 pp |
| 2017 | 5.1% | +1.0 pp |
| 2014 | 4.2% | — |
Frequently asked questions
What share of adults in Armenia used a credit card?
5.2% of adults in Armenia used a credit card in 2024, according to World Bank Global Findex data.
When did credit card usage in Armenia peak?
The highest value in the available series was 7% in 2021; the latest (2024) value is 5.2%.
How recent is the credit card usage data for Armenia?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Armenia.
Where does the credit card usage data for Armenia come from?
The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Armenia is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .