Debit Card Ownership Statistics in Armenia (2026)
43.7% of adults in Armenia owned a debit card in 2024, World Bank Global Findex data show. Up from 19.4% in 2021 to 43.7% in 2024 (+24.3 percentage points). Armenia ranks #43 of 46 economies in Europe & Central Asia on this measure, and #79 of 145 globally.
Key Statistics
- Latest value (2024)
- 43.7% (2024)
- Debit Card Ownership in Armenia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +24.3 pp (2024)
- Up from 19.4% in 2021 to 43.7% in 2024 (+24.3 percentage points).
- Earliest value in this dataset (2011)
- 5.2% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 5.2% in 2011 to 43.7% in 2024.
- Record high (2024)
- 43.7% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Armenia.
- Rank in Europe & Central Asia
- #43 of 46 (2024)
- Armenia ranks 43 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #79 of 145 (2024)
- Armenia ranks 79 of 145 countries with data globally.
- Europe & Central Asia average
- 78.4% (2024)
- Armenia (43.7%) is below the average of 78.4% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 40.2% (2024)
- Value for women in Armenia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 48.1% (2024)
- Value for men in Armenia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −7.9 pp (2024)
- In 2024, the figure was 40.2% for women and 48.1% for men — 7.9 percentage points lower among women.
- Internet use in Armenia (2024)
- 81.3% (2024)
- 81.3% of the population in Armenia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 3 million (2024)
- Armenia had a population of 3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 43.7% | +24.3 pp |
| 2021 | 19.4% | −6.3 pp |
| 2017 | 25.7% | +17.3 pp |
| 2014 | 8.4% | +3.2 pp |
| 2011 | 5.2% | — |
Frequently asked questions
What share of adults in Armenia owned a debit card?
43.7% of adults in Armenia owned a debit card in 2024, according to World Bank Global Findex data.
How recent is the debit card ownership data for Armenia?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Armenia.
Where does the debit card ownership data for Armenia come from?
The data comes from the World Bank Global Findex (indicator fin2.t.d). The latest observation for Armenia is from 2024; the snapshot was retrieved on 2026-06-10.
How has debit card ownership in Armenia changed over time?
World Bank Global Findex data show a rise from 5.2% in 2011 to 43.7% in 2024.
How does Armenia compare with other countries in Europe & Central Asia?
Armenia ranks 43 of 46 countries in Europe & Central Asia with data, with 43.7% versus a regional average of 78.4% (latest values per country).
Source & methodology
Source: World Bank Global Findex, indicator
fin2.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .