Account Ownership Statistics in Australia (2026)
According to World Bank Global Findex data, 98% of adults in Australia had an account at a financial institution or mobile money provider in 2024. Down from 99.3% in 2021 to 98% in 2024 (−1.3 percentage points). Australia ranks #3 of 16 economies in East Asia & Pacific on this measure, and #21 of 145 globally.
Key Statistics
- Latest value (2024)
- 98% (2024)
- Account Ownership in Australia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −1.3 pp (2024)
- Down from 99.3% in 2021 to 98% in 2024 (−1.3 percentage points).
- Earliest value in this dataset (2011)
- 99.1% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 99.1% in 2011 to 98% in 2024.
- Peak value (2017)
- 99.5% (2017)
- Highest value in the available series; the 2024 value is 98%.
- Rank in East Asia & Pacific
- #3 of 16 (2024)
- Australia ranks 3 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #21 of 145 (2024)
- Australia ranks 21 of 145 countries with data globally.
- East Asia & Pacific average
- 78.5% (2024)
- Australia (98%) is above the average of 78.5% across the 16 countries in East Asia & Pacific with data.
- Among women (2024)
- 97.7% (2024)
- Value for women in Australia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 98.3% (2024)
- Value for men in Australia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −0.6 pp (2024)
- In 2024, the figure was 97.7% for women and 98.3% for men — 0.6 percentage points lower among women.
- In rural areas (2024)
- 98.5% (2024)
- Value for rural residents of Australia in 2024.
- Rural gap vs national
- +0.5 pp (2024)
- Rural residents (98.5%) are 0.5 percentage points above the national figure (98%).
- Among the poorest 40% (2024)
- 96.8% (2024)
- Value for adults in the poorest 40% of households in Australia in 2024.
- Poorest-40% gap vs national
- −1.2 pp (2024)
- The poorest 40% (96.8%) are 1.2 percentage points below the national figure (98%).
- Internet use in Australia (2024)
- 96.1% (2024)
- 96.1% of the population in Australia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 27.2 million (2024)
- Australia had a population of 27.2 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 98% | −1.3 pp |
| 2021 | 99.3% | −0.2 pp |
| 2017 | 99.5% | +0.7 pp |
| 2014 | 98.9% | −0.2 pp |
| 2011 | 99.1% | — |
Frequently asked questions
What share of adults in Australia had an account at a financial institution or mobile money provider?
98% of adults in Australia had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How recent is the account ownership data for Australia?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Australia.
Where does the account ownership data for Australia come from?
The data comes from the World Bank Global Findex (indicator account.t.d). The latest observation for Australia is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .