Debit Card Ownership Statistics in Azerbaijan (2026)

49.3% of adults in Azerbaijan owned a debit card in 2024, World Bank Global Findex data show. Up from 37.5% in 2022 to 49.3% in 2024 (+11.8 percentage points). Azerbaijan ranks #42 of 46 economies in Europe & Central Asia on this measure, and #72 of 145 globally.

Latest value (2024)
49.3% (2024)
Debit Card Ownership in Azerbaijan as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2022
+11.8 pp (2024)
Up from 37.5% in 2022 to 49.3% in 2024 (+11.8 percentage points).
Earliest value in this dataset (2011)
10% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 10% in 2011 to 49.3% in 2024.
Record high (2024)
49.3% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Azerbaijan.
Rank in Europe & Central Asia
#42 of 46 (2024)
Azerbaijan ranks 42 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#72 of 145 (2024)
Azerbaijan ranks 72 of 145 countries with data globally.
Europe & Central Asia average
78.4% (2024)
Azerbaijan (49.3%) is below the average of 78.4% across the 46 countries in Europe & Central Asia with data.
Among women (2024)
39.5% (2024)
Value for women in Azerbaijan, same 2024 World Bank Global Findex data.
Among men (2024)
59.6% (2024)
Value for men in Azerbaijan, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
−20.1 pp (2024)
In 2024, the figure was 39.5% for women and 59.6% for men — 20.1 percentage points lower among women.
Internet use in Azerbaijan (2025)
90.8% (2025)
90.8% of the population in Azerbaijan used the internet in 2025 (World Bank); shown for context only.
Population (2024)
10.2 million (2024)
Azerbaijan had a population of 10.2 million in 2024 (World Bank); shown for scale only.
Debit Card Ownership in Azerbaijan by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 49.3%+11.8 pp
2022 37.5%+12.9 pp
2017 24.6%+9.0 pp
2014 15.7%+5.6 pp
2011 10%
Debit Card Ownership in Azerbaijan, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 10% to 49.3%; the series starts at 10% in 2011 and ends at 49.3% in 2024.10%20%30%40%50%201120152020202410%49.3%
Fig. 1 — Debit Card Ownership in Azerbaijan, 2011–2024

Frequently asked questions

What share of adults in Azerbaijan owned a debit card?

49.3% of adults in Azerbaijan owned a debit card in 2024, according to World Bank Global Findex data.

How has debit card ownership in Azerbaijan changed over time?

World Bank Global Findex data show a rise from 10% in 2011 to 49.3% in 2024.

How does Azerbaijan compare with other countries in Europe & Central Asia?

Azerbaijan ranks 42 of 46 countries in Europe & Central Asia with data, with 49.3% versus a regional average of 78.4% (latest values per country).

Where does Azerbaijan rank globally on debit card ownership?

Azerbaijan ranks 72 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.

Source: World Bank Global Findex, indicator fin2.t.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .