Credit Card Usage Statistics in Belgium (2026)
According to World Bank Global Findex data, 41.9% of adults in Belgium used a credit card in 2021. Up from 41.5% in 2017 to 41.9% in 2021 (+0.4 percentage points). Belgium ranks #12 of 46 economies in Europe & Central Asia on this measure, and #20 of 142 globally.
Key Statistics
- Latest value (2021)
- 41.9% (2021)
- Credit Card Usage in Belgium as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +0.4 pp (2021)
- Up from 41.5% in 2017 to 41.9% in 2021 (+0.4 percentage points).
- Earliest value in this dataset (2014)
- 37% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 37% in 2014 to 41.9% in 2021.
- Record high (2021)
- 41.9% (2021)
- The 2021 value is the highest in the available World Bank Global Findex series for Belgium.
- Rank in Europe & Central Asia
- #12 of 46 (2021)
- Belgium ranks 12 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #20 of 142 (2021)
- Belgium ranks 20 of 142 countries with data globally.
- Europe & Central Asia average
- 26.3% (2021)
- Belgium (41.9%) is above the average of 26.3% across the 46 countries in Europe & Central Asia with data.
- Owns a credit card (% age 15+) (2021)
- 49.8% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in Belgium (2024)
- 95.8% (2024)
- 95.8% of the population in Belgium used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 11.9 million (2024)
- Belgium had a population of 11.9 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 41.9% | +0.4 pp |
| 2017 | 41.5% | +4.5 pp |
| 2014 | 37% | — |
Frequently asked questions
What share of adults in Belgium used a credit card?
41.9% of adults in Belgium used a credit card in 2021, according to World Bank Global Findex data.
Where does Belgium rank globally on credit card usage?
Belgium ranks 20 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
How recent is the credit card usage data for Belgium?
The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Belgium.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .