Account Ownership Statistics in Benin (2026)
According to World Bank Global Findex data, 51.8% of adults in Benin had an account at a financial institution or mobile money provider in 2024. Up from 48.6% in 2021 to 51.8% in 2024 (+3.2 percentage points). Benin ranks #22 of 36 economies in Sub-Saharan Africa on this measure, and #109 of 145 globally.
Key Statistics
- Latest value (2024)
- 51.8% (2024)
- Account Ownership in Benin as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +3.2 pp (2024)
- Up from 48.6% in 2021 to 51.8% in 2024 (+3.2 percentage points).
- Earliest value in this dataset (2011)
- 10.5% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 10.5% in 2011 to 51.8% in 2024.
- Record high (2024)
- 51.8% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Benin.
- Rank in Sub-Saharan Africa
- #22 of 36 (2024)
- Benin ranks 22 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #109 of 145 (2024)
- Benin ranks 109 of 145 countries with data globally.
- Sub-Saharan Africa average
- 54.2% (2024)
- Benin (51.8%) is below the average of 54.2% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 49.1% (2024)
- Value for women in Benin, same 2024 World Bank Global Findex data.
- Among men (2024)
- 55% (2024)
- Value for men in Benin, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −6 pp (2024)
- In 2024, the figure was 49.1% for women and 55% for men — 6 percentage points lower among women.
- In rural areas (2024)
- 51.1% (2024)
- Value for rural residents of Benin in 2024.
- Rural gap vs national
- −0.7 pp (2024)
- Rural residents (51.1%) are 0.7 percentage points below the national figure (51.8%).
- Among the poorest 40% (2024)
- 41.5% (2024)
- Value for adults in the poorest 40% of households in Benin in 2024.
- Poorest-40% gap vs national
- −10.3 pp (2024)
- The poorest 40% (41.5%) are 10.3 percentage points below the national figure (51.8%).
- Internet use in Benin (2024)
- 34% (2024)
- 34% of the population in Benin used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 14.5 million (2024)
- Benin had a population of 14.5 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 51.8% | +3.2 pp |
| 2021 | 48.6% | +10.1 pp |
| 2017 | 38.5% | +21.9 pp |
| 2014 | 16.6% | +6.2 pp |
| 2011 | 10.5% | — |
Frequently asked questions
What share of adults in Benin had an account at a financial institution or mobile money provider?
51.8% of adults in Benin had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How does Benin compare with other countries in Sub-Saharan Africa?
Benin ranks 22 of 36 countries in Sub-Saharan Africa with data, with 51.8% versus a regional average of 54.2% (latest values per country).
Where does Benin rank globally on account ownership?
Benin ranks 109 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in account ownership in Benin?
Yes — in 2024 the figure was 49.1% for women and 55% for men, a gap of 6 percentage points in favor of men.
How recent is the account ownership data for Benin?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Benin.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .