Credit Card Usage Statistics in Benin (2026)
As of the 2024 data, 0.8% of adults in Benin used a credit card, per World Bank Global Findex. Down from 1% in 2021 to 0.8% in 2024 (−0.2 percentage points). Benin ranks #25 of 36 economies in Sub-Saharan Africa on this measure, and #125 of 142 globally.
Key Statistics
- Latest value (2024)
- 0.8% (2024)
- Credit Card Usage in Benin as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.2 pp (2024)
- Down from 1% in 2021 to 0.8% in 2024 (−0.2 percentage points).
- Earliest value in this dataset (2014)
- 0.3% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 0.3% in 2014 to 0.8% in 2024.
- Peak value (2017)
- 3.3% (2017)
- Highest value in the available series; the 2024 value is 0.8%.
- Rank in Sub-Saharan Africa
- #25 of 36 (2024)
- Benin ranks 25 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #125 of 142 (2024)
- Benin ranks 125 of 142 countries with data globally.
- Sub-Saharan Africa average
- 2.2% (2024)
- Benin (0.8%) is below the average of 2.2% across the 36 countries in Sub-Saharan Africa with data.
- Owns a credit card (% age 15+) (2024)
- 3% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Benin (2024)
- 34% (2024)
- 34% of the population in Benin used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 14.5 million (2024)
- Benin had a population of 14.5 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 0.8% | −0.2 pp |
| 2021 | 1% | −2.3 pp |
| 2017 | 3.3% | +2.9 pp |
| 2014 | 0.3% | — |
Frequently asked questions
What share of adults in Benin used a credit card?
0.8% of adults in Benin used a credit card in 2024, according to World Bank Global Findex data.
Where does Benin rank globally on credit card usage?
Benin ranks 125 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
When did credit card usage in Benin peak?
The highest value in the available series was 3.3% in 2017; the latest (2024) value is 0.8%.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .