Credit Card Usage Statistics in Botswana (2026)
According to World Bank Global Findex data, 3.8% of adults in Botswana used a credit card in 2024. Down from 6.1% in 2022 to 3.8% in 2024 (−2.3 percentage points). Botswana ranks #6 of 36 economies in Sub-Saharan Africa on this measure, and #92 of 142 globally.
Key Statistics
- Latest value (2024)
- 3.8% (2024)
- Credit Card Usage in Botswana as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- −2.3 pp (2024)
- Down from 6.1% in 2022 to 3.8% in 2024 (−2.3 percentage points).
- Earliest value in this dataset (2014)
- 7.8% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 7.8% in 2014 to 3.8% in 2024.
- Peak value (2014)
- 7.8% (2014)
- Highest value in the available series; the 2024 value is 3.8%.
- Rank in Sub-Saharan Africa
- #6 of 36 (2024)
- Botswana ranks 6 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #92 of 142 (2024)
- Botswana ranks 92 of 142 countries with data globally.
- Sub-Saharan Africa average
- 2.2% (2024)
- Botswana (3.8%) is above the average of 2.2% across the 36 countries in Sub-Saharan Africa with data.
- Owns a credit card (% age 15+) (2024)
- 7.3% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Botswana (2024)
- 57.5% (2024)
- 57.5% of the population in Botswana used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.5 million (2024)
- Botswana had a population of 2.5 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 3.8% | −2.3 pp |
| 2022 | 6.1% | +1.2 pp |
| 2017 | 4.9% | −2.9 pp |
| 2014 | 7.8% | — |
Frequently asked questions
What share of adults in Botswana used a credit card?
3.8% of adults in Botswana used a credit card in 2024, according to World Bank Global Findex data.
When did credit card usage in Botswana peak?
The highest value in the available series was 7.8% in 2014; the latest (2024) value is 3.8%.
How recent is the credit card usage data for Botswana?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Botswana.
Where does the credit card usage data for Botswana come from?
The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Botswana is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .