Bank Account Ownership Statistics in Bulgaria (2026)
In 2024, 84.7% of adults in Bulgaria had an account at a bank or similar financial institution, according to World Bank Global Findex data. Up from 84% in 2021 to 84.7% in 2024 (+0.8 percentage points). Bulgaria ranks #29 of 46 economies in Europe & Central Asia on this measure, and #49 of 145 globally.
Key Statistics
- Latest value (2024)
- 84.7% (2024)
- Bank Account Ownership in Bulgaria as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +0.8 pp (2024)
- Up from 84% in 2021 to 84.7% in 2024 (+0.8 percentage points).
- Earliest value in this dataset (2011)
- 52.8% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 52.8% in 2011 to 84.7% in 2024.
- Record high (2024)
- 84.7% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Bulgaria.
- Rank in Europe & Central Asia
- #29 of 46 (2024)
- Bulgaria ranks 29 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #49 of 145 (2024)
- Bulgaria ranks 49 of 145 countries with data globally.
- Europe & Central Asia average
- 85.9% (2024)
- Bulgaria (84.7%) is below the average of 85.9% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 85% (2024)
- Value for women in Bulgaria, same 2024 World Bank Global Findex data.
- Among men (2024)
- 84.4% (2024)
- Value for men in Bulgaria, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +0.7 pp (2024)
- In 2024, the figure was 85% for women and 84.4% for men — 0.7 percentage points higher among women.
- In rural areas (2024)
- 80.7% (2024)
- Value for rural residents of Bulgaria in 2024.
- Rural gap vs national
- −4 pp (2024)
- Rural residents (80.7%) are 4 percentage points below the national figure (84.7%).
- Among the poorest 40% (2024)
- 77.7% (2024)
- Value for adults in the poorest 40% of households in Bulgaria in 2024.
- Poorest-40% gap vs national
- −7.1 pp (2024)
- The poorest 40% (77.7%) are 7.1 percentage points below the national figure (84.7%).
- Internet use in Bulgaria (2024)
- 82.4% (2024)
- 82.4% of the population in Bulgaria used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 6.4 million (2024)
- Bulgaria had a population of 6.4 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 84.7% | +0.8 pp |
| 2021 | 84% | +11.8 pp |
| 2017 | 72.2% | +9.2 pp |
| 2014 | 63% | +10.2 pp |
| 2011 | 52.8% | — |
Frequently asked questions
What share of adults in Bulgaria had an account at a bank or similar financial institution?
84.7% of adults in Bulgaria had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
Where does the bank account ownership data for Bulgaria come from?
The data comes from the World Bank Global Findex (indicator fiaccount.t.d). The latest observation for Bulgaria is from 2024; the snapshot was retrieved on 2026-06-10.
How has bank account ownership in Bulgaria changed over time?
World Bank Global Findex data show a rise from 52.8% in 2011 to 84.7% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .