Business Working Capital Financing Statistics in Bulgaria (2026)

According to World Bank World Development Indicators data, 32.8% of firms in Bulgaria used banks to finance working capital in 2023. Down from 43.8% in 2019 to 32.8% in 2023 (−11 percentage points). Bulgaria ranks #18 of 43 economies in Europe & Central Asia on this measure, and #46 of 145 globally.

Latest value (2023)
32.8% (2023)
Business Working Capital Financing in Bulgaria as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2019
−11 pp (2023)
Down from 43.8% in 2019 to 32.8% in 2023 (−11 percentage points).
Earliest value in this dataset (2002)
22.8% (2002)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 22.8% in 2002 to 32.8% in 2023.
Peak value (2007)
46.7% (2007)
Highest value in the available series; the 2023 value is 32.8%.
Rank in Europe & Central Asia
#18 of 43 (2023)
Bulgaria ranks 18 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#46 of 145 (2023)
Bulgaria ranks 46 of 145 countries with data globally.
Europe & Central Asia average
30.6% (2023)
Bulgaria (32.8%) is above the average of 30.6% across the 43 countries in Europe & Central Asia with data.
Firms with a bank loan/line of credit (% of firms) (2023)
31.4% (2023)
Related indicator from World Bank World Development Indicators.
Internet use in Bulgaria (2024)
82.4% (2024)
82.4% of the population in Bulgaria used the internet in 2024 (World Bank); shown for context only.
Population (2024)
6.4 million (2024)
Bulgaria had a population of 6.4 million in 2024 (World Bank); shown for scale only.
Business Working Capital Financing in Bulgaria by year (% of firms)
Year % of firms Change
2023 32.8%−11.0 pp
2019 43.8%+3.1 pp
2013 40.6%−6.0 pp
2007 46.7%+9.5 pp
2005 37.2%+11.7 pp
2004 25.5%+2.7 pp
2002 22.8%
Business Working Capital Financing in Bulgaria, 2002–2023Line chart of 7 observations from 2002 to 2023. Values range from 22.8% to 46.7%; the series starts at 22.8% in 2002 and ends at 32.8% in 2023.20%30%40%50%20022005201020152020202322.8%32.8%
Fig. 1 — Business Working Capital Financing in Bulgaria, 2002–2023

Frequently asked questions

What share of firms in Bulgaria used banks to finance working capital?

32.8% of firms in Bulgaria used banks to finance working capital in 2023, according to World Bank World Development Indicators data.

When did business working capital financing in Bulgaria peak?

The highest value in the available series was 46.7% in 2007; the latest (2023) value is 32.8%.

How recent is the business working capital financing data for Bulgaria?

The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for Bulgaria.

Where does the business working capital financing data for Bulgaria come from?

The data comes from the World Bank World Development Indicators (indicator IC.FRM.BKWC.ZS). The latest observation for Bulgaria is from 2023; the snapshot was retrieved on 2026-06-10.

Source: World Bank, World Development Indicators, indicator IC.FRM.BKWC.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .