Digital Payment Adoption Statistics in Bulgaria (2026)
According to World Bank Global Findex data, 77.6% of adults in Bulgaria made or received a digital payment in 2024. Up from 75.2% in 2021 to 77.6% in 2024 (+2.4 percentage points). Bulgaria ranks #31 of 46 economies in Europe & Central Asia on this measure, and #48 of 142 globally.
Key Statistics
- Latest value (2024)
- 77.6% (2024)
- Digital Payment Adoption in Bulgaria as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +2.4 pp (2024)
- Up from 75.2% in 2021 to 77.6% in 2024 (+2.4 percentage points).
- Earliest value in this dataset (2014)
- 51.8% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 51.8% in 2014 to 77.6% in 2024.
- Record high (2024)
- 77.6% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Bulgaria.
- Rank in Europe & Central Asia
- #31 of 46 (2024)
- Bulgaria ranks 31 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #48 of 142 (2024)
- Bulgaria ranks 48 of 142 countries with data globally.
- Europe & Central Asia average
- 82.7% (2024)
- Bulgaria (77.6%) is below the average of 82.7% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 78.6% (2024)
- Value for women in Bulgaria, same 2024 World Bank Global Findex data.
- Among men (2024)
- 76.4% (2024)
- Value for men in Bulgaria, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +2.2 pp (2024)
- In 2024, the figure was 78.6% for women and 76.4% for men — 2.2 percentage points higher among women.
- In rural areas (2024)
- 72.9% (2024)
- Value for rural residents of Bulgaria in 2024.
- Rural gap vs national
- −4.7 pp (2024)
- Rural residents (72.9%) are 4.7 percentage points below the national figure (77.6%).
- Among the poorest 40% (2024)
- 68.2% (2024)
- Value for adults in the poorest 40% of households in Bulgaria in 2024.
- Poorest-40% gap vs national
- −9.4 pp (2024)
- The poorest 40% (68.2%) are 9.4 percentage points below the national figure (77.6%).
- Made a digital payment (% age 15+) (2024)
- 40.6% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 71.8% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Bulgaria (2024)
- 82.4% (2024)
- 82.4% of the population in Bulgaria used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 6.4 million (2024)
- Bulgaria had a population of 6.4 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 77.6% | +2.4 pp |
| 2021 | 75.2% | +10.3 pp |
| 2017 | 64.9% | +13.2 pp |
| 2014 | 51.8% | — |
Frequently asked questions
What share of adults in Bulgaria made or received a digital payment?
77.6% of adults in Bulgaria made or received a digital payment in 2024, according to World Bank Global Findex data.
How does Bulgaria compare with other countries in Europe & Central Asia?
Bulgaria ranks 31 of 46 countries in Europe & Central Asia with data, with 77.6% versus a regional average of 82.7% (latest values per country).
Where does Bulgaria rank globally on digital payment adoption?
Bulgaria ranks 48 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in digital payment adoption in Bulgaria?
Yes — in 2024 the figure was 78.6% for women and 76.4% for men, a gap of 2.2 percentage points in favor of women.
How recent is the digital payment adoption data for Bulgaria?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Bulgaria.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .