Nonperforming Loans Statistics in Bulgaria (2026)

As of 2023, bank nonperforming loans in Bulgaria was 3.6% of total gross loans, per World Bank World Development Indicators data. Down from 4.5% in 2022 to 3.6% in 2023 (−0.9 percentage points). Bulgaria ranks #35 of 48 economies in Europe & Central Asia on this measure, and #74 of 144 globally.

Latest value (2023)
3.6% (2023)
Nonperforming Loans in Bulgaria as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
−0.9 pp (2023)
Down from 4.5% in 2022 to 3.6% in 2023 (−0.9 percentage points).
Earliest value in this dataset (2008)
2.4% (2008)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 2.4% in 2008 to 3.6% in 2023.
Peak value (2013)
16.9% (2013)
Highest value in the available series; the 2023 value is 3.6%.
Rank in Europe & Central Asia (lower is better; rank 1 = lowest)
#35 of 48 (2023)
Bulgaria ranks 35 of 48 countries in Europe & Central Asia with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#74 of 144 (2023)
Bulgaria ranks 74 of 144 countries with data globally. Ranked ascending because lower values are better for this metric.
Europe & Central Asia average
4% (2023)
Bulgaria (3.6%) is below the average of 4% across the 48 countries in Europe & Central Asia with data.
Domestic credit to private sector (% of GDP) (2024)
47.1% (2024)
Related indicator from World Bank World Development Indicators.
Internet use in Bulgaria (2024)
82.4% (2024)
82.4% of the population in Bulgaria used the internet in 2024 (World Bank); shown for context only.
Population (2024)
6.4 million (2024)
Bulgaria had a population of 6.4 million in 2024 (World Bank); shown for scale only.
Nonperforming Loans in Bulgaria by year (% of total gross loans)
Year % of total gross loans Change
2023 3.6%−0.9 pp
2022 4.5%−1.4 pp
2021 5.9%+0.1 pp
2020 5.8%−0.8 pp
2019 6.6%−1.2 pp
2018 7.8%−2.6 pp
2017 10.4%−2.7 pp
2016 13.2%−1.4 pp
2015 14.6%−2.1 pp
2014 16.7%−0.1 pp
2013 16.9%+0.3 pp
2012 16.6%+1.7 pp
2011 15%+3.1 pp
2010 11.9%+5.5 pp
2009 6.4%+4.0 pp
2008 2.4%
Nonperforming Loans in Bulgaria, 2008–2023Line chart of 16 observations from 2008 to 2023. Values range from 2.4% to 16.9%; the series starts at 2.4% in 2008 and ends at 3.6% in 2023.0%5%10%15%20%20082015202020232.4%3.6%
Fig. 1 — Nonperforming Loans in Bulgaria, 2008–2023

Frequently asked questions

What is the latest figure for bank nonperforming loans in Bulgaria?

Bank nonperforming loans in Bulgaria stood at 3.6% of total gross loans in 2023, according to World Bank World Development Indicators data.

Where does Bulgaria rank globally on nonperforming loans?

Bulgaria ranks 74 of 144 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.

When did nonperforming loans in Bulgaria peak?

The highest value in the available series was 16.9% in 2013; the latest (2023) value is 3.6%.

Source: World Bank, World Development Indicators, indicator FB.AST.NPER.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .