Business Bank Credit Access Statistics in Cambodia (2026)

According to World Bank World Development Indicators data, 13.5% of firms in Cambodia had a bank loan or line of credit in 2023. Down from 19.9% in 2016 to 13.5% in 2023 (−6.4 percentage points). Cambodia ranks #19 of 21 economies in East Asia & Pacific on this measure, and #123 of 145 globally.

Latest value (2023)
13.5% (2023)
Business Bank Credit Access in Cambodia as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2016
−6.4 pp (2023)
Down from 19.9% in 2016 to 13.5% in 2023 (−6.4 percentage points).
Earliest value in this dataset (2013)
36.8% (2013)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 36.8% in 2013 to 13.5% in 2023.
Peak value (2013)
36.8% (2013)
Highest value in the available series; the 2023 value is 13.5%.
Rank in East Asia & Pacific
#19 of 21 (2023)
Cambodia ranks 19 of 21 countries in East Asia & Pacific with data, based on each country's latest value.
Global rank
#123 of 145 (2023)
Cambodia ranks 123 of 145 countries with data globally.
East Asia & Pacific average
30.6% (2023)
Cambodia (13.5%) is below the average of 30.6% across the 21 countries in East Asia & Pacific with data.
Firms using banks to finance working capital (% of firms) (2023)
12.3% (2023)
Related indicator from World Bank World Development Indicators.
Firms using banks to finance investment (% of firms) (2023)
9.4% (2023)
Related indicator from World Bank World Development Indicators.
Internet use in Cambodia (2024)
68.5% (2024)
68.5% of the population in Cambodia used the internet in 2024 (World Bank); shown for context only.
Population (2024)
17.6 million (2024)
Cambodia had a population of 17.6 million in 2024 (World Bank); shown for scale only.
Business Bank Credit Access in Cambodia by year (% of firms)
Year % of firms Change
2023 13.5%−6.4 pp
2016 19.9%−16.9 pp
2013 36.8%
Business Bank Credit Access in Cambodia, 2013–2023Line chart of 3 observations from 2013 to 2023. Values range from 13.5% to 36.8%; the series starts at 36.8% in 2013 and ends at 13.5% in 2023.10%20%30%40%2013201620182020202336.8%13.5%
Fig. 1 — Business Bank Credit Access in Cambodia, 2013–2023

Frequently asked questions

What share of firms in Cambodia had a bank loan or line of credit?

13.5% of firms in Cambodia had a bank loan or line of credit in 2023, according to World Bank World Development Indicators data.

Where does the business bank credit access data for Cambodia come from?

The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Cambodia is from 2023; the snapshot was retrieved on 2026-06-10.

How has business bank credit access in Cambodia changed over time?

World Bank World Development Indicators data show a decline from 36.8% in 2013 to 13.5% in 2023.

Source: World Bank, World Development Indicators, indicator IC.FRM.BNKL.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .