Formal & Mobile Money Borrowing Statistics in Cameroon (2026)

According to World Bank Global Findex data, 10.1% of adults in Cameroon borrowed from a formal financial institution or using a mobile money account in 2024. Down from 11.5% in 2021 to 10.1% in 2024 (−1.4 percentage points). Cameroon ranks #22 of 36 economies in Sub-Saharan Africa on this measure, and #112 of 142 globally.

Latest value (2024)
10.1% (2024)
Formal & Mobile Money Borrowing in Cameroon as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
−1.4 pp (2024)
Down from 11.5% in 2021 to 10.1% in 2024 (−1.4 percentage points).
Earliest value in this dataset (2014)
2.1% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 2.1% in 2014 to 10.1% in 2024.
Peak value (2021)
11.5% (2021)
Highest value in the available series; the 2024 value is 10.1%.
Rank in Sub-Saharan Africa
#22 of 36 (2024)
Cameroon ranks 22 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
Global rank
#112 of 142 (2024)
Cameroon ranks 112 of 142 countries with data globally.
Sub-Saharan Africa average
13.3% (2024)
Cameroon (10.1%) is below the average of 13.3% across the 36 countries in Sub-Saharan Africa with data.
Borrowed from a formal bank or similar financial institution (% age 15+) (2024)
4.5% (2024)
Related indicator from World Bank Global Findex.
Internet use in Cameroon (2024)
46.3% (2024)
46.3% of the population in Cameroon used the internet in 2024 (World Bank); shown for context only.
Population (2024)
29.1 million (2024)
Cameroon had a population of 29.1 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Borrowing in Cameroon by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 10.1%−1.4 pp
2021 11.5%+3.8 pp
2017 7.7%+5.6 pp
2014 2.1%
Formal & Mobile Money Borrowing in Cameroon, 2014–2024Line chart of 4 observations from 2014 to 2024. Values range from 2.1% to 11.5%; the series starts at 2.1% in 2014 and ends at 10.1% in 2024.0%2.5%5%7.5%10%12.5%2014201620182020202220242.1%10.1%
Fig. 1 — Formal & Mobile Money Borrowing in Cameroon, 2014–2024

Frequently asked questions

What share of adults in Cameroon borrowed from a formal financial institution or using a mobile money account?

10.1% of adults in Cameroon borrowed from a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

How does Cameroon compare with other countries in Sub-Saharan Africa?

Cameroon ranks 22 of 36 countries in Sub-Saharan Africa with data, with 10.1% versus a regional average of 13.3% (latest values per country).

Where does Cameroon rank globally on formal & mobile money borrowing?

Cameroon ranks 112 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

When did formal & mobile money borrowing in Cameroon peak?

The highest value in the available series was 11.5% in 2021; the latest (2024) value is 10.1%.

How recent is the formal & mobile money borrowing data for Cameroon?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Cameroon.

Source: World Bank Global Findex, indicator fin22a.22a1.22g.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .