Category

Payroll & Earned Wage Access Statistics (2026)

How workers are paid: wage payments received into accounts and through mobile phones, from the World Bank Global Findex. Earned-wage-access products are not measured in open datasets.

FinStatGlobe tracks 2 indicators in this category, with observed data for up to 140 countries. Every figure below is shown verbatim from the source dataset and cites its actual data year.

Wage Payments into Accounts

Measured as % of adults (age 15+). Tracked in 140 countries; highest value: Iceland at 76% (2021).

Table 1 — Top 10 countries by wage payments into accounts (% of adults (age 15+))
# Country Value Year
1 Iceland 76% 2021
2 Estonia 69.9% 2021
3 Sweden 67.9% 2021
4 Norway 67.6% 2021
5 Denmark 67.5% 2021
6 New Zealand 64.1% 2021
7 Australia 62.8% 2021
8 Finland 62.5% 2021
9 South Korea 59.5% 2021
10 Singapore 58.8% 2021

Ranks count all 140 economies with a qualifying recent observation — the same denominator as the country pages — including 1 with a single observation, which have no dedicated page here and are shown without links.

All 140 countries with data

Afghanistan, Albania, Algeria, Argentina, Armenia, Australia, Austria, Azerbaijan, Bangladesh, Belgium, Belize, Benin, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Bulgaria, Burkina Faso, Cambodia, Cameroon, Canada, Chad, Chile, China, Colombia, Comoros, Costa Rica, Cote d'Ivoire, Croatia, Cyprus, Czechia, Denmark, Dominican Republic, DR Congo, Ecuador, Egypt, El Salvador, Estonia, Eswatini, Ethiopia, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Guatemala, Guinea, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kosovo, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Lithuania, Madagascar, Malawi, Malaysia, Mali, Malta, Mauritania, Mauritius, Mexico, Moldova, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Pakistan, Palestine, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Republic of the Congo, Romania, Russia, Saudi Arabia, Senegal, Serbia, Sierra Leone, Singapore, Slovakia, Slovenia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Togo, Tunisia, Turkiye, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe

Source: World Bank Global Findex . Latest observed values per country; data years vary.

Mobile Wage Payments

Measured as % of adults (age 15+). Tracked in 99 countries; highest value: Mongolia at 39% (2024).

Table 2 — Top 10 countries by mobile wage payments (% of adults (age 15+))
# Country Value Year
1 Mongolia 39% 2024
2 Kazakhstan 25% 2024
3 Kenya 21.3% 2024
4 Senegal 20.1% 2024
5 Vietnam 19.7% 2024
6 Brazil 18.2% 2024
7 Thailand 17.6% 2024
8 Botswana 17.4% 2024
9 Kyrgyzstan 16.1% 2024
10 Russia 15.6% 2021
All 99 countries with data

Albania, Argentina, Armenia, Azerbaijan, Bangladesh, Belize, Benin, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Bulgaria, Burkina Faso, Cambodia, Cameroon, Chad, Colombia, Comoros, Costa Rica, Cote d'Ivoire, Croatia, Dominican Republic, DR Congo, Ecuador, Egypt, El Salvador, Eswatini, Ethiopia, Gabon, Gambia, Georgia, Ghana, Guatemala, Guinea, Honduras, India, Indonesia, Iran, Iraq, Jamaica, Jordan, Kazakhstan, Kenya, Kosovo, Kyrgyzstan, Laos, Lebanon, Lesotho, Liberia, Madagascar, Malawi, Malaysia, Mali, Mauritania, Mauritius, Mexico, Moldova, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nepal, Nicaragua, Niger, Nigeria, North Macedonia, Pakistan, Palestine, Panama, Paraguay, Peru, Philippines, Poland, Republic of the Congo, Romania, Russia, Senegal, Serbia, Sierra Leone, Singapore, South Africa, South Sudan, Sri Lanka, Tajikistan, Tanzania, Thailand, Togo, Tunisia, Turkiye, Uganda, United Arab Emirates, Uzbekistan, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe

Source: World Bank Global Findex . Latest observed values per country; data years vary.