Account Ownership Statistics in Chad (2026)
In 2024, 20.9% of adults in Chad had an account at a financial institution or mobile money provider, according to World Bank Global Findex data. Down from 23.7% in 2022 to 20.9% in 2024 (−2.8 percentage points). Chad ranks #34 of 36 economies in Sub-Saharan Africa on this measure, and #141 of 145 globally.
Key Statistics
- Latest value (2024)
- 20.9% (2024)
- Account Ownership in Chad as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- −2.8 pp (2024)
- Down from 23.7% in 2022 to 20.9% in 2024 (−2.8 percentage points).
- Earliest value in this dataset (2011)
- 9% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 9% in 2011 to 20.9% in 2024.
- Peak value (2022)
- 23.7% (2022)
- Highest value in the available series; the 2024 value is 20.9%.
- Rank in Sub-Saharan Africa
- #34 of 36 (2024)
- Chad ranks 34 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #141 of 145 (2024)
- Chad ranks 141 of 145 countries with data globally.
- Sub-Saharan Africa average
- 54.2% (2024)
- Chad (20.9%) is below the average of 54.2% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 20.1% (2024)
- Value for women in Chad, same 2024 World Bank Global Findex data.
- Among men (2024)
- 21.7% (2024)
- Value for men in Chad, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −1.6 pp (2024)
- In 2024, the figure was 20.1% for women and 21.7% for men — 1.6 percentage points lower among women.
- In rural areas (2024)
- 19.3% (2024)
- Value for rural residents of Chad in 2024.
- Rural gap vs national
- −1.6 pp (2024)
- Rural residents (19.3%) are 1.6 percentage points below the national figure (20.9%).
- Among the poorest 40% (2024)
- 21.1% (2024)
- Value for adults in the poorest 40% of households in Chad in 2024.
- Poorest-40% gap vs national
- +0.2 pp (2024)
- The poorest 40% (21.1%) are 0.2 percentage points above the national figure (20.9%).
- Internet use in Chad (2024)
- 12.6% (2024)
- 12.6% of the population in Chad used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 20.3 million (2024)
- Chad had a population of 20.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 20.9% | −2.8 pp |
| 2022 | 23.7% | +1.9 pp |
| 2017 | 21.8% | +9.3 pp |
| 2014 | 12.4% | +3.5 pp |
| 2011 | 9% | — |
Frequently asked questions
What share of adults in Chad had an account at a financial institution or mobile money provider?
20.9% of adults in Chad had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How does Chad compare with other countries in Sub-Saharan Africa?
Chad ranks 34 of 36 countries in Sub-Saharan Africa with data, with 20.9% versus a regional average of 54.2% (latest values per country).
Where does Chad rank globally on account ownership?
Chad ranks 141 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in account ownership in Chad?
Yes — in 2024 the figure was 20.1% for women and 21.7% for men, a gap of 1.6 percentage points in favor of men.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
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