Business Investment Financing Statistics in China (2026)
12.7% of firms in China used banks to finance investment in 2024, World Bank World Development Indicators data show. Down from 14.7% in 2012 to 12.7% in 2024 (−2 percentage points). China ranks #20 of 21 economies in East Asia & Pacific on this measure, and #123 of 144 globally.
Key Statistics
- Latest value (2024)
- 12.7% (2024)
- Business Investment Financing in China as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2012
- −2 pp (2024)
- Down from 14.7% in 2012 to 12.7% in 2024 (−2 percentage points).
- Peak value (2012)
- 14.7% (2012)
- Highest value in the available series; the 2024 value is 12.7%.
- Rank in East Asia & Pacific
- #20 of 21 (2024)
- China ranks 20 of 21 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #123 of 144 (2024)
- China ranks 123 of 144 countries with data globally.
- East Asia & Pacific average
- 24.1% (2024)
- China (12.7%) is below the average of 24.1% across the 21 countries in East Asia & Pacific with data.
- Firms with a bank loan/line of credit (% of firms) (2024)
- 29.5% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in China (2025)
- 91.6% (2025)
- 91.6% of the population in China used the internet in 2025 (World Bank); shown for context only.
- Population (2024)
- 1.4 billion (2024)
- China had a population of 1.4 billion in 2024 (World Bank); shown for scale only.
Trend, 2012–2024
| Year | % of firms | Change |
|---|---|---|
| 2024 | 12.7% | −2.0 pp |
| 2012 | 14.7% | — |
Frequently asked questions
What share of firms in China used banks to finance investment?
12.7% of firms in China used banks to finance investment in 2024, according to World Bank World Development Indicators data.
How has business investment financing in China changed over time?
World Bank World Development Indicators data show a decline from 14.7% in 2012 to 12.7% in 2024.
How does China compare with other countries in East Asia & Pacific?
China ranks 20 of 21 countries in East Asia & Pacific with data, with 12.7% versus a regional average of 24.1% (latest values per country).
Where does China rank globally on business investment financing?
China ranks 123 of 144 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKS.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .