Debit Card Ownership Statistics in China (2026)
81.1% of adults in China owned a debit card in 2024, World Bank Global Findex data show. Up from 75.8% in 2021 to 81.1% in 2024 (+5.3 percentage points). China ranks #7 of 16 economies in East Asia & Pacific on this measure, and #37 of 145 globally.
Key Statistics
- Latest value (2024)
- 81.1% (2024)
- Debit Card Ownership in China as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +5.3 pp (2024)
- Up from 75.8% in 2021 to 81.1% in 2024 (+5.3 percentage points).
- Earliest value in this dataset (2011)
- 41% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 41% in 2011 to 81.1% in 2024.
- Record high (2024)
- 81.1% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for China.
- Rank in East Asia & Pacific
- #7 of 16 (2024)
- China ranks 7 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #37 of 145 (2024)
- China ranks 37 of 145 countries with data globally.
- East Asia & Pacific average
- 64.9% (2024)
- China (81.1%) is above the average of 64.9% across the 16 countries in East Asia & Pacific with data.
- Among women (2024)
- 80% (2024)
- Value for women in China, same 2024 World Bank Global Findex data.
- Among men (2024)
- 82% (2024)
- Value for men in China, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −2 pp (2024)
- In 2024, the figure was 80% for women and 82% for men — 2 percentage points lower among women.
- Internet use in China (2025)
- 91.6% (2025)
- 91.6% of the population in China used the internet in 2025 (World Bank); shown for context only.
- Population (2024)
- 1.4 billion (2024)
- China had a population of 1.4 billion in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 81.1% | +5.3 pp |
| 2021 | 75.8% | +10.0 pp |
| 2017 | 65.7% | +17.1 pp |
| 2014 | 48.7% | +7.7 pp |
| 2011 | 41% | — |
Frequently asked questions
What share of adults in China owned a debit card?
81.1% of adults in China owned a debit card in 2024, according to World Bank Global Findex data.
How recent is the debit card ownership data for China?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for China.
Where does the debit card ownership data for China come from?
The data comes from the World Bank Global Findex (indicator fin2.t.d). The latest observation for China is from 2024; the snapshot was retrieved on 2026-06-10.
How has debit card ownership in China changed over time?
World Bank Global Findex data show a rise from 41% in 2011 to 81.1% in 2024.
How does China compare with other countries in East Asia & Pacific?
China ranks 7 of 16 countries in East Asia & Pacific with data, with 81.1% versus a regional average of 64.9% (latest values per country).
Source & methodology
Source: World Bank Global Findex, indicator
fin2.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .