Digital Payment Adoption Statistics in China (2026)
According to World Bank Global Findex data, 88.7% of adults in China made or received a digital payment in 2024. Up from 86.2% in 2021 to 88.7% in 2024 (+2.5 percentage points). China ranks #8 of 16 economies in East Asia & Pacific on this measure, and #36 of 142 globally.
Key Statistics
- Latest value (2024)
- 88.7% (2024)
- Digital Payment Adoption in China as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +2.5 pp (2024)
- Up from 86.2% in 2021 to 88.7% in 2024 (+2.5 percentage points).
- Earliest value in this dataset (2014)
- 49.1% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 49.1% in 2014 to 88.7% in 2024.
- Record high (2024)
- 88.7% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for China.
- Rank in East Asia & Pacific
- #8 of 16 (2024)
- China ranks 8 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #36 of 142 (2024)
- China ranks 36 of 142 countries with data globally.
- East Asia & Pacific average
- 72.9% (2024)
- China (88.7%) is above the average of 72.9% across the 16 countries in East Asia & Pacific with data.
- Among women (2024)
- 88.9% (2024)
- Value for women in China, same 2024 World Bank Global Findex data.
- Among men (2024)
- 88.6% (2024)
- Value for men in China, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +0.3 pp (2024)
- In 2024, the figure was 88.9% for women and 88.6% for men — 0.3 percentage points higher among women.
- In rural areas (2024)
- 83.4% (2024)
- Value for rural residents of China in 2024.
- Rural gap vs national
- −5.4 pp (2024)
- Rural residents (83.4%) are 5.4 percentage points below the national figure (88.7%).
- Among the poorest 40% (2024)
- 79.9% (2024)
- Value for adults in the poorest 40% of households in China in 2024.
- Poorest-40% gap vs national
- −8.9 pp (2024)
- The poorest 40% (79.9%) are 8.9 percentage points below the national figure (88.7%).
- Made a digital payment (% age 15+) (2021)
- 84.2% (2021)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2021)
- 52.3% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in China (2025)
- 91.6% (2025)
- 91.6% of the population in China used the internet in 2025 (World Bank); shown for context only.
- Population (2024)
- 1.4 billion (2024)
- China had a population of 1.4 billion in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 88.7% | +2.5 pp |
| 2021 | 86.2% | +19.6 pp |
| 2017 | 66.6% | +17.5 pp |
| 2014 | 49.1% | — |
Frequently asked questions
What share of adults in China made or received a digital payment?
88.7% of adults in China made or received a digital payment in 2024, according to World Bank Global Findex data.
How does China compare with other countries in East Asia & Pacific?
China ranks 8 of 16 countries in East Asia & Pacific with data, with 88.7% versus a regional average of 72.9% (latest values per country).
Where does China rank globally on digital payment adoption?
China ranks 36 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in digital payment adoption in China?
Yes — in 2024 the figure was 88.9% for women and 88.6% for men, a gap of 0.3 percentage points in favor of women.
How recent is the digital payment adoption data for China?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for China.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .