Formal Borrowing Statistics in Cote d'Ivoire (2026)

In 2024, 3.9% of adults in Cote d'Ivoire borrowed from a formal financial institution, according to World Bank Global Findex data. Down from 4.1% in 2021 to 3.9% in 2024 (−0.2 percentage points). Cote d'Ivoire ranks #30 of 36 economies in Sub-Saharan Africa on this measure, and #133 of 142 globally.

Latest value (2024)
3.9% (2024)
Formal Borrowing in Cote d'Ivoire as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
−0.2 pp (2024)
Down from 4.1% in 2021 to 3.9% in 2024 (−0.2 percentage points).
Earliest value in this dataset (2014)
2.7% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 2.7% in 2014 to 3.9% in 2024.
Peak value (2021)
4.1% (2021)
Highest value in the available series; the 2024 value is 3.9%.
Rank in Sub-Saharan Africa
#30 of 36 (2024)
Cote d'Ivoire ranks 30 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
Global rank
#133 of 142 (2024)
Cote d'Ivoire ranks 133 of 142 countries with data globally.
Sub-Saharan Africa average
7.8% (2024)
Cote d'Ivoire (3.9%) is below the average of 7.8% across the 36 countries in Sub-Saharan Africa with data.
Internet use in Cote d'Ivoire (2024)
41.4% (2024)
41.4% of the population in Cote d'Ivoire used the internet in 2024 (World Bank); shown for context only.
Population (2024)
31.9 million (2024)
Cote d'Ivoire had a population of 31.9 million in 2024 (World Bank); shown for scale only.
Formal Borrowing in Cote d'Ivoire by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 3.9%−0.2 pp
2021 4.1%+1.4 pp
2017 2.7%+0.0 pp
2014 2.7%
Formal Borrowing in Cote d'Ivoire, 2014–2024Line chart of 4 observations from 2014 to 2024. Values range from 2.7% to 4.1%; the series starts at 2.7% in 2014 and ends at 3.9% in 2024.2.5%3%3.5%4%4.5%2014201620182020202220242.7%3.9%
Fig. 1 — Formal Borrowing in Cote d'Ivoire, 2014–2024

Frequently asked questions

What share of adults in Cote d'Ivoire borrowed from a formal financial institution?

3.9% of adults in Cote d'Ivoire borrowed from a formal financial institution in 2024, according to World Bank Global Findex data.

When did formal borrowing in Cote d'Ivoire peak?

The highest value in the available series was 4.1% in 2021; the latest (2024) value is 3.9%.

How recent is the formal borrowing data for Cote d'Ivoire?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Cote d'Ivoire.

Where does the formal borrowing data for Cote d'Ivoire come from?

The data comes from the World Bank Global Findex (indicator fin22a). The latest observation for Cote d'Ivoire is from 2024; the snapshot was retrieved on 2026-06-10.

Source: World Bank Global Findex, indicator fin22a, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .