Bank Borrowers Statistics in Croatia (2026)

As of 2023, commercial bank borrowers in Croatia was 513.3 per 1,000 adults, per World Bank World Development Indicators data. Down from 524.9 per 1,000 adults in 2022 to 513.3 per 1,000 adults in 2023. Croatia ranks #6 of 27 economies in Europe & Central Asia on this measure, and #11 of 101 globally.

Latest value (2023)
513.3 per 1,000 adults (2023)
Bank Borrowers in Croatia as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
−2.2% (2023)
Down from 524.9 per 1,000 adults in 2022 to 513.3 per 1,000 adults in 2023.
CAGR 2010–2023
−2.3% per year (2023)
Compound annual growth rate from 696.5 per 1,000 adults in 2010 to 513.3 per 1,000 adults in 2023.
Earliest value in this dataset (2010)
696.5 per 1,000 adults (2010)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 696.5 per 1,000 adults in 2010 to 513.3 per 1,000 adults in 2023.
Peak value (2010)
696.5 per 1,000 adults (2010)
Highest value in the available series; the 2023 value is 513.3 per 1,000 adults.
Rank in Europe & Central Asia
#6 of 27 (2023)
Croatia ranks 6 of 27 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#11 of 101 (2023)
Croatia ranks 11 of 101 countries with data globally.
Europe & Central Asia average
404.6 per 1,000 adults (2023)
Croatia (513.3 per 1,000 adults) is above the average of 404.6 per 1,000 adults across the 27 countries in Europe & Central Asia with data.
Projected 2026 value
490.9 per 1,000 adults (2026)
Projection based on 7-year trend (CAGR -1.5%); not an official figure.
Number of borrowers from commercial banks per 1,000 adults (2024)
540.7 per 1,000 adults (2024)
Related indicator from IMF Financial Access Survey (alternative source for cross-checking; not merged with the main series).
Internet use in Croatia (2024)
83.6% (2024)
83.6% of the population in Croatia used the internet in 2024 (World Bank); shown for context only.
Population (2024)
3.9 million (2024)
Croatia had a population of 3.9 million in 2024 (World Bank); shown for scale only.
Bank Borrowers in Croatia by year (per 1,000 adults)
Year per 1,000 adults Change
2023 513−2.2%
2022 525−4.6%
2021 550+0.6%
2020 547−13.3%
2019 631+10.4%
2018 572+0.0%
2017 571+0.3%
2016 570−5.4%
2015 602−3.3%
2014 623−2.8%
2013 640−3.0%
2012 660−2.2%
2011 675−3.1%
2010 696
Bank Borrowers in Croatia, 2010–2023Line chart of 14 observations from 2010 to 2023. Values range from 513 to 696; the series starts at 696 in 2010 and ends at 513 in 2023.5005506006507002010201520202023696513
Fig. 1 — Bank Borrowers in Croatia, 2010–2023

Frequently asked questions

What is the latest figure for commercial bank borrowers in Croatia?

Commercial bank borrowers in Croatia stood at 513.3 per 1,000 adults in 2023, according to World Bank World Development Indicators data.

How recent is the bank borrowers data for Croatia?

The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for Croatia.

Where does the bank borrowers data for Croatia come from?

The data comes from the World Bank World Development Indicators (indicator FB.CBK.BRWR.P3). The latest observation for Croatia is from 2023; the snapshot was retrieved on 2026-06-10.

How has bank borrowers in Croatia changed over time?

World Bank World Development Indicators data show a decline from 696.5 per 1,000 adults in 2010 to 513.3 per 1,000 adults in 2023.

Source: World Bank, World Development Indicators, indicator FB.CBK.BRWR.P3, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .