Business Working Capital Financing Statistics in Croatia (2026)
In 2023, 29.5% of firms in Croatia used banks to finance working capital, according to World Bank World Development Indicators data. Down from 31.2% in 2019 to 29.5% in 2023 (−1.7 percentage points). Croatia ranks #25 of 43 economies in Europe & Central Asia on this measure, and #59 of 145 globally.
Key Statistics
- Latest value (2023)
- 29.5% (2023)
- Business Working Capital Financing in Croatia as of 2023, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- −1.7 pp (2023)
- Down from 31.2% in 2019 to 29.5% in 2023 (−1.7 percentage points).
- Earliest value in this dataset (2002)
- 32.6% (2002)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 32.6% in 2002 to 29.5% in 2023.
- Peak value (2007)
- 63.2% (2007)
- Highest value in the available series; the 2023 value is 29.5%.
- Rank in Europe & Central Asia
- #25 of 43 (2023)
- Croatia ranks 25 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #59 of 145 (2023)
- Croatia ranks 59 of 145 countries with data globally.
- Europe & Central Asia average
- 30.6% (2023)
- Croatia (29.5%) is below the average of 30.6% across the 43 countries in Europe & Central Asia with data.
- Firms with a bank loan/line of credit (% of firms) (2023)
- 39.2% (2023)
- Related indicator from World Bank World Development Indicators.
- Internet use in Croatia (2024)
- 83.6% (2024)
- 83.6% of the population in Croatia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 3.9 million (2024)
- Croatia had a population of 3.9 million in 2024 (World Bank); shown for scale only.
Trend, 2002–2023
| Year | % of firms | Change |
|---|---|---|
| 2023 | 29.5% | −1.7 pp |
| 2019 | 31.2% | −6.5 pp |
| 2013 | 37.8% | −25.4 pp |
| 2007 | 63.2% | +17.3 pp |
| 2005 | 45.9% | +13.3 pp |
| 2002 | 32.6% | — |
Frequently asked questions
What share of firms in Croatia used banks to finance working capital?
29.5% of firms in Croatia used banks to finance working capital in 2023, according to World Bank World Development Indicators data.
Where does the business working capital financing data for Croatia come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BKWC.ZS). The latest observation for Croatia is from 2023; the snapshot was retrieved on 2026-06-10.
How has business working capital financing in Croatia changed over time?
World Bank World Development Indicators data show a decline from 32.6% in 2002 to 29.5% in 2023.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BKWC.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .