Debit Card Ownership Statistics in Croatia (2026)
As of the 2024 data, 88.8% of adults in Croatia owned a debit card, per World Bank Global Findex. Up from 67.5% in 2021 to 88.8% in 2024 (+21.2 percentage points). Croatia ranks #17 of 46 economies in Europe & Central Asia on this measure, and #24 of 145 globally.
Key Statistics
- Latest value (2024)
- 88.8% (2024)
- Debit Card Ownership in Croatia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +21.2 pp (2024)
- Up from 67.5% in 2021 to 88.8% in 2024 (+21.2 percentage points).
- Earliest value in this dataset (2011)
- 74.8% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 74.8% in 2011 to 88.8% in 2024.
- Record high (2024)
- 88.8% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Croatia.
- Rank in Europe & Central Asia
- #17 of 46 (2024)
- Croatia ranks 17 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #24 of 145 (2024)
- Croatia ranks 24 of 145 countries with data globally.
- Europe & Central Asia average
- 78.4% (2024)
- Croatia (88.8%) is above the average of 78.4% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 87.3% (2024)
- Value for women in Croatia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 90.4% (2024)
- Value for men in Croatia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −3.1 pp (2024)
- In 2024, the figure was 87.3% for women and 90.4% for men — 3.1 percentage points lower among women.
- Internet use in Croatia (2024)
- 83.6% (2024)
- 83.6% of the population in Croatia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 3.9 million (2024)
- Croatia had a population of 3.9 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 88.8% | +21.2 pp |
| 2021 | 67.5% | −0.5 pp |
| 2017 | 68% | −3.1 pp |
| 2014 | 71.1% | −3.6 pp |
| 2011 | 74.8% | — |
Frequently asked questions
What share of adults in Croatia owned a debit card?
88.8% of adults in Croatia owned a debit card in 2024, according to World Bank Global Findex data.
Where does Croatia rank globally on debit card ownership?
Croatia ranks 24 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in debit card ownership in Croatia?
Yes — in 2024 the figure was 87.3% for women and 90.4% for men, a gap of 3.1 percentage points in favor of men.
Source & methodology
Source: World Bank Global Findex, indicator
fin2.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .