Credit Card Ownership Statistics in Cyprus (2026)
As of the 2021 data, 32.5% of adults in Cyprus owned a credit card, per World Bank Global Findex. Up from 22.9% in 2017 to 32.5% in 2021 (+9.5 percentage points). Cyprus ranks #22 of 46 economies in Europe & Central Asia on this measure, and #35 of 142 globally.
Key Statistics
- Latest value (2021)
- 32.5% (2021)
- Credit Card Ownership in Cyprus as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +9.5 pp (2021)
- Up from 22.9% in 2017 to 32.5% in 2021 (+9.5 percentage points).
- Earliest value in this dataset (2011)
- 45.9% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 45.9% in 2011 to 32.5% in 2021.
- Peak value (2011)
- 45.9% (2011)
- Highest value in the available series; the 2021 value is 32.5%.
- Rank in Europe & Central Asia
- #22 of 46 (2021)
- Cyprus ranks 22 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #35 of 142 (2021)
- Cyprus ranks 35 of 142 countries with data globally.
- Europe & Central Asia average
- 33.3% (2021)
- Cyprus (32.5%) is below the average of 33.3% across the 46 countries in Europe & Central Asia with data.
- Among women (2021)
- 30.3% (2021)
- Value for women in Cyprus, same 2021 World Bank Global Findex data.
- Among men (2021)
- 34.9% (2021)
- Value for men in Cyprus, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- −4.6 pp (2021)
- In 2021, the figure was 30.3% for women and 34.9% for men — 4.6 percentage points lower among women.
- Internet use in Cyprus (2024)
- 89.6% (2024)
- 89.6% of the population in Cyprus used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 1.4 million (2024)
- Cyprus had a population of 1.4 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 32.5% | +9.5 pp |
| 2017 | 22.9% | −3.4 pp |
| 2014 | 26.3% | −19.5 pp |
| 2011 | 45.9% | — |
Frequently asked questions
What share of adults in Cyprus owned a credit card?
32.5% of adults in Cyprus owned a credit card in 2021, according to World Bank Global Findex data.
Is there a gender gap in credit card ownership in Cyprus?
Yes — in 2021 the figure was 30.3% for women and 34.9% for men, a gap of 4.6 percentage points in favor of men.
When did credit card ownership in Cyprus peak?
The highest value in the available series was 45.9% in 2011; the latest (2021) value is 32.5%.
How recent is the credit card ownership data for Cyprus?
The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Cyprus.
Source & methodology
Source: World Bank Global Findex, indicator
fin10, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .