Account Ownership Statistics in Czechia (2026)
As of the 2024 data, 92.3% of adults in Czechia had an account at a financial institution or mobile money provider, per World Bank Global Findex. Down from 94.9% in 2021 to 92.3% in 2024 (−2.7 percentage points). Czechia ranks #21 of 46 economies in Europe & Central Asia on this measure, and #31 of 145 globally.
Key Statistics
- Latest value (2024)
- 92.3% (2024)
- Account Ownership in Czechia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −2.7 pp (2024)
- Down from 94.9% in 2021 to 92.3% in 2024 (−2.7 percentage points).
- Earliest value in this dataset (2011)
- 80.7% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 80.7% in 2011 to 92.3% in 2024.
- Peak value (2021)
- 94.9% (2021)
- Highest value in the available series; the 2024 value is 92.3%.
- Rank in Europe & Central Asia
- #21 of 46 (2024)
- Czechia ranks 21 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #31 of 145 (2024)
- Czechia ranks 31 of 145 countries with data globally.
- Europe & Central Asia average
- 86.1% (2024)
- Czechia (92.3%) is above the average of 86.1% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 89.7% (2024)
- Value for women in Czechia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 95% (2024)
- Value for men in Czechia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −5.3 pp (2024)
- In 2024, the figure was 89.7% for women and 95% for men — 5.3 percentage points lower among women.
- In rural areas (2024)
- 93.8% (2024)
- Value for rural residents of Czechia in 2024.
- Rural gap vs national
- +1.6 pp (2024)
- Rural residents (93.8%) are 1.6 percentage points above the national figure (92.3%).
- Among the poorest 40% (2024)
- 85.6% (2024)
- Value for adults in the poorest 40% of households in Czechia in 2024.
- Poorest-40% gap vs national
- −6.7 pp (2024)
- The poorest 40% (85.6%) are 6.7 percentage points below the national figure (92.3%).
- Internet use in Czechia (2024)
- 87.7% (2024)
- 87.7% of the population in Czechia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 10.9 million (2024)
- Czechia had a population of 10.9 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 92.3% | −2.7 pp |
| 2021 | 94.9% | +13.9 pp |
| 2017 | 81% | −1.2 pp |
| 2014 | 82.2% | +1.5 pp |
| 2011 | 80.7% | — |
Frequently asked questions
What share of adults in Czechia had an account at a financial institution or mobile money provider?
92.3% of adults in Czechia had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
When did account ownership in Czechia peak?
The highest value in the available series was 94.9% in 2021; the latest (2024) value is 92.3%.
How recent is the account ownership data for Czechia?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Czechia.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .