Bank Interest Rate Spread Statistics in DR Congo (2026)

In 2021, the bank interest rate spread in the DR Congo stood at 17.6 percentage points, according to World Bank World Development Indicators data. Down from 19.8 percentage points in 2020 to 17.6 percentage points in 2021 (−2.2 percentage points). DR Congo ranks #23 of 25 economies in Sub-Saharan Africa on this measure, and #101 of 105 globally.

Latest value (2021)
17.6 percentage points (2021)
Bank Interest Rate Spread in the DR Congo as of 2021, the most recent observation in World Bank World Development Indicators data.
Change since 2020
−2.2 pp (2021)
Down from 19.8 percentage points in 2020 to 17.6 percentage points in 2021 (−2.2 percentage points).
Earliest value in this dataset (2007)
32.6 percentage points (2007)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 32.6 percentage points in 2007 to 17.6 percentage points in 2021.
Peak value (2009)
49.3 percentage points (2009)
Highest value in the available series; the 2021 value is 17.6 percentage points.
Rank in Sub-Saharan Africa (lower is better; rank 1 = lowest)
#23 of 25 (2021)
The DR Congo ranks 23 of 25 countries in Sub-Saharan Africa with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#101 of 105 (2021)
The DR Congo ranks 101 of 105 countries with data globally. Ranked ascending because lower values are better for this metric.
Sub-Saharan Africa average
11.3 percentage points (2021)
The DR Congo (17.6 percentage points) is above the average of 11.3 percentage points across the 25 countries in Sub-Saharan Africa with data.
Lending interest rate (%) (2021)
23.3% (2021)
Related indicator from World Bank World Development Indicators.
Deposit interest rate (%) (2021)
5.7% (2021)
Related indicator from World Bank World Development Indicators.
Internet use in the DR Congo (2024)
19.7% (2024)
19.7% of the population in the DR Congo used the internet in 2024 (World Bank); shown for context only.
Population (2024)
109.3 million (2024)
The DR Congo had a population of 109.3 million in 2024 (World Bank); shown for scale only.
Bank Interest Rate Spread in DR Congo by year (percentage points)
Year percentage points Change
2021 17.6−11.1%
2020 19.8−7.1%
2019 21.3+6.9%
2018 19.9+21.0%
2017 16.4+4.9%
2016 15.7−0.3%
2015 15.7+7.0%
2014 14.7+0.2%
2013 14.7−29.3%
2012 20.7−31.8%
2011 30.4−23.5%
2010 39.7−19.5%
2009 49.3+39.6%
2008 35.4+8.4%
2007 32.6
Bank Interest Rate Spread in DR Congo, 2007–2021Line chart of 15 observations from 2007 to 2021. Values range from 14.7 to 49.3; the series starts at 32.6 in 2007 and ends at 17.6 in 2021.1020304050200720102015202132.617.6
Fig. 1 — Bank Interest Rate Spread in DR Congo, 2007–2021

Frequently asked questions

What is the latest figure for bank interest rate spread in the DR Congo?

The bank interest rate spread in the DR Congo stood at 17.6 percentage points in 2021, according to World Bank World Development Indicators data.

When did bank interest rate spread in the DR Congo peak?

The highest value in the available series was 49.3 percentage points in 2009; the latest (2021) value is 17.6 percentage points.

How recent is the bank interest rate spread data for the DR Congo?

The most recent observation is from 2021. World Bank World Development Indicators data is reported with a lag, so 2021 is the latest available year for the DR Congo.

Where does the bank interest rate spread data for the DR Congo come from?

The data comes from the World Bank World Development Indicators (indicator FR.INR.LNDP). The latest observation for the DR Congo is from 2021; the snapshot was retrieved on 2026-06-10.

Source: World Bank, World Development Indicators, indicator FR.INR.LNDP, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .