Credit Card Ownership Statistics in DR Congo (2026)
According to World Bank Global Findex data, 2% of adults in the DR Congo owned a credit card in 2024. Up from 0.9% in 2022 to 2% in 2024 (+1.2 percentage points). DR Congo ranks #24 of 36 economies in Sub-Saharan Africa on this measure, and #121 of 142 globally.
Key Statistics
- Latest value (2024)
- 2% (2024)
- Credit Card Ownership in the DR Congo as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- +1.2 pp (2024)
- Up from 0.9% in 2022 to 2% in 2024 (+1.2 percentage points).
- Earliest value in this dataset (2011)
- 1.6% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 1.6% in 2011 to 2% in 2024.
- Record high (2024)
- 2% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for the DR Congo.
- Rank in Sub-Saharan Africa
- #24 of 36 (2024)
- The DR Congo ranks 24 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #121 of 142 (2024)
- The DR Congo ranks 121 of 142 countries with data globally.
- Sub-Saharan Africa average
- 3.8% (2024)
- The DR Congo (2%) is below the average of 3.8% across the 36 countries in Sub-Saharan Africa with data.
- Internet use in the DR Congo (2024)
- 19.7% (2024)
- 19.7% of the population in the DR Congo used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 109.3 million (2024)
- The DR Congo had a population of 109.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 2% | +1.2 pp |
| 2022 | 0.9% | −0.6 pp |
| 2017 | 1.4% | −0.5 pp |
| 2014 | 2% | +0.4 pp |
| 2011 | 1.6% | — |
Frequently asked questions
What share of adults in the DR Congo owned a credit card?
2% of adults in the DR Congo owned a credit card in 2024, according to World Bank Global Findex data.
How does the DR Congo compare with other countries in Sub-Saharan Africa?
The DR Congo ranks 24 of 36 countries in Sub-Saharan Africa with data, with 2% versus a regional average of 3.8% (latest values per country).
Where does the DR Congo rank globally on credit card ownership?
The DR Congo ranks 121 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin10, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .