Credit Card Usage Statistics in DR Congo (2026)
In 2024, 1.3% of adults in the DR Congo used a credit card, according to World Bank Global Findex data. Up from 0.4% in 2022 to 1.3% in 2024 (+1 percentage points). DR Congo ranks #20 of 36 economies in Sub-Saharan Africa on this measure, and #117 of 142 globally.
Key Statistics
- Latest value (2024)
- 1.3% (2024)
- Credit Card Usage in the DR Congo as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- +1 pp (2024)
- Up from 0.4% in 2022 to 1.3% in 2024 (+1 percentage points).
- Earliest value in this dataset (2014)
- 1% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 1% in 2014 to 1.3% in 2024.
- Record high (2024)
- 1.3% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for the DR Congo.
- Rank in Sub-Saharan Africa
- #20 of 36 (2024)
- The DR Congo ranks 20 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #117 of 142 (2024)
- The DR Congo ranks 117 of 142 countries with data globally.
- Sub-Saharan Africa average
- 2.2% (2024)
- The DR Congo (1.3%) is below the average of 2.2% across the 36 countries in Sub-Saharan Africa with data.
- Owns a credit card (% age 15+) (2024)
- 2% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in the DR Congo (2024)
- 19.7% (2024)
- 19.7% of the population in the DR Congo used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 109.3 million (2024)
- The DR Congo had a population of 109.3 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 1.3% | +1.0 pp |
| 2022 | 0.4% | −0.8 pp |
| 2017 | 1.2% | +0.2 pp |
| 2014 | 1% | — |
Frequently asked questions
What share of adults in the DR Congo used a credit card?
1.3% of adults in the DR Congo used a credit card in 2024, according to World Bank Global Findex data.
How recent is the credit card usage data for the DR Congo?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for the DR Congo.
Where does the credit card usage data for the DR Congo come from?
The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for the DR Congo is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .