Formal & Mobile Money Savings Statistics in DR Congo (2026)
26.7% of adults in the DR Congo saved at a formal financial institution or using a mobile money account in 2024, World Bank Global Findex data show. Up from 13.1% in 2022 to 26.7% in 2024 (+13.5 percentage points). DR Congo ranks #22 of 36 economies in Sub-Saharan Africa on this measure, and #79 of 142 globally.
Key Statistics
- Latest value (2024)
- 26.7% (2024)
- Formal & Mobile Money Savings in the DR Congo as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- +13.5 pp (2024)
- Up from 13.1% in 2022 to 26.7% in 2024 (+13.5 percentage points).
- Earliest value in this dataset (2011)
- 1.5% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 1.5% in 2011 to 26.7% in 2024.
- Record high (2024)
- 26.7% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for the DR Congo.
- Rank in Sub-Saharan Africa
- #22 of 36 (2024)
- The DR Congo ranks 22 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #79 of 142 (2024)
- The DR Congo ranks 79 of 142 countries with data globally.
- Sub-Saharan Africa average
- 30.8% (2024)
- The DR Congo (26.7%) is below the average of 30.8% across the 36 countries in Sub-Saharan Africa with data.
- Saved at a bank or similar financial institution (% age 15+) (2024)
- 8.5% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in the DR Congo (2024)
- 19.7% (2024)
- 19.7% of the population in the DR Congo used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 109.3 million (2024)
- The DR Congo had a population of 109.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 26.7% | +13.5 pp |
| 2022 | 13.1% | +8.4 pp |
| 2017 | 4.7% | −0.0 pp |
| 2014 | 4.7% | +3.2 pp |
| 2011 | 1.5% | — |
Frequently asked questions
What share of adults in the DR Congo saved at a formal financial institution or using a mobile money account?
26.7% of adults in the DR Congo saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.
How does the DR Congo compare with other countries in Sub-Saharan Africa?
The DR Congo ranks 22 of 36 countries in Sub-Saharan Africa with data, with 26.7% versus a regional average of 30.8% (latest values per country).
Where does the DR Congo rank globally on formal & mobile money savings?
The DR Congo ranks 79 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
How recent is the formal & mobile money savings data for the DR Congo?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for the DR Congo.
Where does the formal & mobile money savings data for the DR Congo come from?
The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for the DR Congo is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a.17a1.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .