Debit Card Ownership Statistics in Ecuador (2026)

45.7% of adults in Ecuador owned a debit card in 2024, World Bank Global Findex data show. Up from 38.3% in 2021 to 45.7% in 2024 (+7.5 percentage points). Ecuador ranks #10 of 21 economies in Latin America & Caribbean on this measure, and #77 of 145 globally.

Latest value (2024)
45.7% (2024)
Debit Card Ownership in Ecuador as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+7.5 pp (2024)
Up from 38.3% in 2021 to 45.7% in 2024 (+7.5 percentage points).
Earliest value in this dataset (2011)
17.1% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 17.1% in 2011 to 45.7% in 2024.
Record high (2024)
45.7% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Ecuador.
Rank in Latin America & Caribbean
#10 of 21 (2024)
Ecuador ranks 10 of 21 countries in Latin America & Caribbean with data, based on each country's latest value.
Global rank
#77 of 145 (2024)
Ecuador ranks 77 of 145 countries with data globally.
Latin America & Caribbean average
45.6% (2024)
Ecuador (45.7%) is above the average of 45.6% across the 21 countries in Latin America & Caribbean with data.
Among women (2024)
42.6% (2024)
Value for women in Ecuador, same 2024 World Bank Global Findex data.
Among men (2024)
49.1% (2024)
Value for men in Ecuador, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
−6.5 pp (2024)
In 2024, the figure was 42.6% for women and 49.1% for men — 6.5 percentage points lower among women.
Internet use in Ecuador (2024)
77.2% (2024)
77.2% of the population in Ecuador used the internet in 2024 (World Bank); shown for context only.
Population (2024)
18.1 million (2024)
Ecuador had a population of 18.1 million in 2024 (World Bank); shown for scale only.
Debit Card Ownership in Ecuador by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 45.7%+7.5 pp
2021 38.3%+9.8 pp
2017 28.4%+2.8 pp
2014 25.6%+8.5 pp
2011 17.1%
Debit Card Ownership in Ecuador, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 17.1% to 45.7%; the series starts at 17.1% in 2011 and ends at 45.7% in 2024.10%20%30%40%50%201120152020202417.1%45.7%
Fig. 1 — Debit Card Ownership in Ecuador, 2011–2024

Frequently asked questions

What share of adults in Ecuador owned a debit card?

45.7% of adults in Ecuador owned a debit card in 2024, according to World Bank Global Findex data.

Where does Ecuador rank globally on debit card ownership?

Ecuador ranks 77 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.

Is there a gender gap in debit card ownership in Ecuador?

Yes — in 2024 the figure was 42.6% for women and 49.1% for men, a gap of 6.5 percentage points in favor of men.

Source: World Bank Global Findex, indicator fin2.t.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .