Mobile Money Account Ownership Statistics in Ecuador (2026)

As of the 2024 data, 10.1% of adults in Ecuador had a mobile money account, per World Bank Global Findex. Up from 2.9% in 2017 to 10.1% in 2024 (+7.1 percentage points). Ecuador ranks #14 of 17 economies in Latin America & Caribbean on this measure, and #73 of 87 globally.

Key Statistics

Latest value (2024): 10.1% (2024); Mobile Money Account Ownership in Ecuador as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2017: +7.1 pp (2024); Up from 2.9% in 2017 to 10.1% in 2024 (+7.1 percentage points).
Record high (2024): 10.1% (2024); The 2024 value is the highest in the available World Bank Global Findex series for Ecuador.
Rank in Latin America & Caribbean: #14 of 17 (2024); Ecuador ranks 14 of 17 countries in Latin America & Caribbean with data, based on each country's latest value.
Global rank: #73 of 87 (2024); Ecuador ranks 73 of 87 countries with data globally.
Latin America & Caribbean average: 24.5% (2024); Ecuador (10.1%) is below the average of 24.5% across the 17 countries in Latin America & Caribbean with data.
Among women (2024): 8.1% (2024); Value for women in Ecuador, same 2024 World Bank Global Findex data.
Among men (2024): 12.2% (2024); Value for men in Ecuador, same 2024 World Bank Global Findex data.
Gender gap (women minus men): −4.1 pp (2024); In 2024, the figure was 8.1% for women and 12.2% for men — 4.1 percentage points lower among women.
In rural areas (2024): 6.6% (2024); Value for rural residents of Ecuador in 2024.
Rural gap vs national: −3.4 pp (2024); Rural residents (6.6%) are 3.4 percentage points below the national figure (10.1%).
Among the poorest 40% (2024): 4.9% (2024); Value for adults in the poorest 40% of households in Ecuador in 2024.
Poorest-40% gap vs national: −5.2 pp (2024); The poorest 40% (4.9%) are 5.2 percentage points below the national figure (10.1%).
Internet use in Ecuador (2024): 77.2% (2024); 77.2% of the population in Ecuador used the internet in 2024 (World Bank); shown for context only.
Population (2024): 18.1 million (2024); Ecuador had a population of 18.1 million in 2024 (World Bank); shown for scale only.

Trend, 2017–2024

Mobile Money Account Ownership in Ecuador by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2024	10.1%	+7.1 pp
2017	2.9%	—

Frequently asked questions

What share of adults in Ecuador had a mobile money account?

10.1% of adults in Ecuador had a mobile money account in 2024, according to World Bank Global Findex data.

How recent is the mobile money account ownership data for Ecuador?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Ecuador.

Where does the mobile money account ownership data for Ecuador come from?

The data comes from the World Bank Global Findex (indicator mobileaccount.t.d). The latest observation for Ecuador is from 2024; the snapshot was retrieved on 2026-06-10.

How has mobile money account ownership in Ecuador changed over time?

World Bank Global Findex data show a rise from 2.9% in 2017 to 10.1% in 2024.

How does Ecuador compare with other countries in Latin America & Caribbean?

Ecuador ranks 14 of 17 countries in Latin America & Caribbean with data, with 10.1% versus a regional average of 24.5% (latest values per country).

Source & methodology

Source: World Bank Global Findex, indicator mobileaccount.t.d, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.