Nonperforming Loans Statistics in Ecuador (2026)

As of 2023, bank nonperforming loans in Ecuador was 4.2% of total gross loans, per World Bank World Development Indicators data. Up from 3.7% in 2022 to 4.2% in 2023 (+0.5 percentage points). Ecuador ranks #18 of 28 economies in Latin America & Caribbean on this measure, and #82 of 144 globally.

Latest value (2023)
4.2% (2023)
Nonperforming Loans in Ecuador as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
+0.5 pp (2023)
Up from 3.7% in 2022 to 4.2% in 2023 (+0.5 percentage points).
Earliest value in this dataset (2003)
9.5% (2003)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 9.5% in 2003 to 4.2% in 2023.
Peak value (2003)
9.5% (2003)
Highest value in the available series; the 2023 value is 4.2%.
Rank in Latin America & Caribbean (lower is better; rank 1 = lowest)
#18 of 28 (2023)
Ecuador ranks 18 of 28 countries in Latin America & Caribbean with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#82 of 144 (2023)
Ecuador ranks 82 of 144 countries with data globally. Ranked ascending because lower values are better for this metric.
Latin America & Caribbean average
5% (2023)
Ecuador (4.2%) is below the average of 5% across the 28 countries in Latin America & Caribbean with data.
Domestic credit to private sector (% of GDP) (2024)
56.2% (2024)
Related indicator from World Bank World Development Indicators.
Internet use in Ecuador (2024)
77.2% (2024)
77.2% of the population in Ecuador used the internet in 2024 (World Bank); shown for context only.
Population (2024)
18.1 million (2024)
Ecuador had a population of 18.1 million in 2024 (World Bank); shown for scale only.
Nonperforming Loans in Ecuador by year (% of total gross loans)
Year % of total gross loans Change
2023 4.2%+0.5 pp
2022 3.7%−0.0 pp
2021 3.7%+0.1 pp
2020 3.6%+0.4 pp
2019 3.2%+0.2 pp
2018 2.9%−0.4 pp
2017 3.3%−0.7 pp
2016 4%−0.4 pp
2015 4.4%+0.8 pp
2014 3.6%+0.0 pp
2013 3.5%−0.2 pp
2012 3.7%+0.5 pp
2011 3.1%−0.2 pp
2010 3.3%−0.7 pp
2009 4%+0.6 pp
2008 3.4%−0.2 pp
2007 3.7%−0.3 pp
2006 4%−1.4 pp
2005 5.4%−1.8 pp
2004 7.2%−2.3 pp
2003 9.5%
Nonperforming Loans in Ecuador, 2003–2023Line chart of 21 observations from 2003 to 2023. Values range from 2.9% to 9.5%; the series starts at 9.5% in 2003 and ends at 4.2% in 2023.2%4%6%8%10%200320102015202020239.5%4.2%
Fig. 1 — Nonperforming Loans in Ecuador, 2003–2023

Frequently asked questions

What is the latest figure for bank nonperforming loans in Ecuador?

Bank nonperforming loans in Ecuador stood at 4.2% of total gross loans in 2023, according to World Bank World Development Indicators data.

Where does Ecuador rank globally on nonperforming loans?

Ecuador ranks 82 of 144 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.

When did nonperforming loans in Ecuador peak?

The highest value in the available series was 9.5% in 2003; the latest (2023) value is 4.2%.

Source: World Bank, World Development Indicators, indicator FB.AST.NPER.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .