Bank Capital Adequacy Statistics in Estonia (2026)

Estonia recorded the bank capital to assets ratio of 9.3% of assets in 2023, World Bank World Development Indicators data show. Down from 9.5% in 2022 to 9.3% in 2023 (−0.2 percentage points). Estonia ranks #17 of 48 economies in Europe & Central Asia on this measure, and #61 of 143 globally.

Latest value (2023)
9.3% (2023)
Bank Capital Adequacy in Estonia as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
−0.2 pp (2023)
Down from 9.5% in 2022 to 9.3% in 2023 (−0.2 percentage points).
Earliest value in this dataset (2008)
7.1% (2008)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 7.1% in 2008 to 9.3% in 2023.
Peak value (2015)
15% (2015)
Highest value in the available series; the 2023 value is 9.3%.
Rank in Europe & Central Asia
#17 of 48 (2023)
Estonia ranks 17 of 48 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#61 of 143 (2023)
Estonia ranks 61 of 143 countries with data globally.
Europe & Central Asia average
8.8% (2023)
Estonia (9.3%) is above the average of 8.8% across the 48 countries in Europe & Central Asia with data.
Bank nonperforming loans to total gross loans (%) (2023)
1.1% (2023)
Related indicator from World Bank World Development Indicators.
Internet use in Estonia (2024)
92.2% (2024)
92.2% of the population in Estonia used the internet in 2024 (World Bank); shown for context only.
Population (2024)
1.4 million (2024)
Estonia had a population of 1.4 million in 2024 (World Bank); shown for scale only.
Bank Capital Adequacy in Estonia by year (% of assets)
Year % of assets Change
2023 9.3%−0.2 pp
2022 9.5%+0.3 pp
2021 9.3%−1.3 pp
2020 10.5%−1.6 pp
2019 12.1%−0.6 pp
2018 12.7%−0.4 pp
2017 13.1%−0.9 pp
2016 14%−1.1 pp
2015 15%+4.4 pp
2014 10.7%+0.8 pp
2013 9.9%+0.8 pp
2012 9%+0.8 pp
2011 8.2%−0.8 pp
2010 9%+0.3 pp
2009 8.7%+1.5 pp
2008 7.1%
Bank Capital Adequacy in Estonia, 2008–2023Line chart of 16 observations from 2008 to 2023. Values range from 7.1% to 15%; the series starts at 7.1% in 2008 and ends at 9.3% in 2023.6%8%10%12%14%16%20082015202020237.1%9.3%
Fig. 1 — Bank Capital Adequacy in Estonia, 2008–2023

Frequently asked questions

What is the latest figure for bank capital to assets ratio in Estonia?

The bank capital to assets ratio in Estonia stood at 9.3% of assets in 2023, according to World Bank World Development Indicators data.

How recent is the bank capital adequacy data for Estonia?

The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for Estonia.

Where does the bank capital adequacy data for Estonia come from?

The data comes from the World Bank World Development Indicators (indicator FB.BNK.CAPA.ZS). The latest observation for Estonia is from 2023; the snapshot was retrieved on 2026-06-10.

How has bank capital adequacy in Estonia changed over time?

World Bank World Development Indicators data show a rise from 7.1% in 2008 to 9.3% in 2023.

How does Estonia compare with other countries in Europe & Central Asia?

Estonia ranks 17 of 48 countries in Europe & Central Asia with data, with 9.3% versus a regional average of 8.8% (latest values per country).

Source: World Bank, World Development Indicators, indicator FB.BNK.CAPA.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .