Business Bank Credit Access Statistics in Ethiopia (2026)
As of the 2025 data, 23.5% of firms in Ethiopia had a bank loan or line of credit, per World Bank World Development Indicators. Down from 32.8% in 2015 to 23.5% in 2025 (−9.4 percentage points). Ethiopia ranks #17 of 45 economies in Sub-Saharan Africa on this measure, and #94 of 145 globally.
Key Statistics
- Latest value (2025)
- 23.5% (2025)
- Business Bank Credit Access in Ethiopia as of 2025, the most recent observation in World Bank World Development Indicators data.
- Change since 2015
- −9.4 pp (2025)
- Down from 32.8% in 2015 to 23.5% in 2025 (−9.4 percentage points).
- Earliest value in this dataset (2011)
- 15.8% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 15.8% in 2011 to 23.5% in 2025.
- Peak value (2015)
- 32.8% (2015)
- Highest value in the available series; the 2025 value is 23.5%.
- Rank in Sub-Saharan Africa
- #17 of 45 (2025)
- Ethiopia ranks 17 of 45 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #94 of 145 (2025)
- Ethiopia ranks 94 of 145 countries with data globally.
- Sub-Saharan Africa average
- 23% (2025)
- Ethiopia (23.5%) is above the average of 23% across the 45 countries in Sub-Saharan Africa with data.
- Firms using banks to finance working capital (% of firms) (2025)
- 23.3% (2025)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2025)
- 20.7% (2025)
- Related indicator from World Bank World Development Indicators.
- Internet use in Ethiopia (2024)
- 21.9% (2024)
- 21.9% of the population in Ethiopia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 132.1 million (2024)
- Ethiopia had a population of 132.1 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2025
| Year | % of firms | Change |
|---|---|---|
| 2025 | 23.5% | −9.4 pp |
| 2015 | 32.8% | +17.1 pp |
| 2011 | 15.8% | — |
Frequently asked questions
What share of firms in Ethiopia had a bank loan or line of credit?
23.5% of firms in Ethiopia had a bank loan or line of credit in 2025, according to World Bank World Development Indicators data.
Where does Ethiopia rank globally on business bank credit access?
Ethiopia ranks 94 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did business bank credit access in Ethiopia peak?
The highest value in the available series was 32.8% in 2015; the latest (2025) value is 23.5%.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .