Debit Card Ownership Statistics in Finland (2026)
According to World Bank Global Findex data, 98.9% of adults in Finland owned a debit card in 2024. Up from 97.4% in 2021 to 98.9% in 2024 (+1.5 percentage points). Finland ranks #1 of 46 economies in Europe & Central Asia on this measure, and #1 of 145 globally.
Key Statistics
- Latest value (2024)
- 98.9% (2024)
- Debit Card Ownership in Finland as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +1.5 pp (2024)
- Up from 97.4% in 2021 to 98.9% in 2024 (+1.5 percentage points).
- Earliest value in this dataset (2011)
- 89.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 89.3% in 2011 to 98.9% in 2024.
- Record high (2024)
- 98.9% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Finland.
- Rank in Europe & Central Asia
- #1 of 46 (2024)
- Finland ranks 1 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #1 of 145 (2024)
- Finland ranks 1 of 145 countries with data globally.
- Europe & Central Asia average
- 78.4% (2024)
- Finland (98.9%) is above the average of 78.4% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 99% (2024)
- Value for women in Finland, same 2024 World Bank Global Findex data.
- Among men (2024)
- 98.8% (2024)
- Value for men in Finland, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +0.1 pp (2024)
- In 2024, the figure was 99% for women and 98.8% for men — 0.1 percentage points higher among women.
- Internet use in Finland (2024)
- 93.7% (2024)
- 93.7% of the population in Finland used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 5.6 million (2024)
- Finland had a population of 5.6 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 98.9% | +1.5 pp |
| 2021 | 97.4% | −0.9 pp |
| 2017 | 98.3% | +1.6 pp |
| 2014 | 96.7% | +7.4 pp |
| 2011 | 89.3% | — |
Frequently asked questions
What share of adults in Finland owned a debit card?
98.9% of adults in Finland owned a debit card in 2024, according to World Bank Global Findex data.
Is there a gender gap in debit card ownership in Finland?
Yes — in 2024 the figure was 99% for women and 98.8% for men, a gap of 0.1 percentage points in favor of women.
How recent is the debit card ownership data for Finland?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Finland.
Where does the debit card ownership data for Finland come from?
The data comes from the World Bank Global Findex (indicator fin2.t.d). The latest observation for Finland is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin2.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .