Formal Savings Statistics in Finland (2026)
In 2021, 62% of adults in Finland saved at a formal financial institution, according to World Bank Global Findex data. Up from 54.5% in 2017 to 62% in 2021 (+7.5 percentage points). Finland ranks #8 of 46 economies in Europe & Central Asia on this measure, and #14 of 142 globally.
Key Statistics
- Latest value (2021)
- 62% (2021)
- Formal Savings in Finland as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +7.5 pp (2021)
- Up from 54.5% in 2017 to 62% in 2021 (+7.5 percentage points).
- Earliest value in this dataset (2011)
- 56.1% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 56.1% in 2011 to 62% in 2021.
- Record high (2021)
- 62% (2021)
- The 2021 value is the highest in the available World Bank Global Findex series for Finland.
- Rank in Europe & Central Asia
- #8 of 46 (2021)
- Finland ranks 8 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #14 of 142 (2021)
- Finland ranks 14 of 142 countries with data globally.
- Europe & Central Asia average
- 40.6% (2021)
- Finland (62%) is above the average of 40.6% across the 46 countries in Europe & Central Asia with data.
- Among women (2021)
- 63% (2021)
- Value for women in Finland, same 2021 World Bank Global Findex data.
- Among men (2021)
- 61.1% (2021)
- Value for men in Finland, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- +1.9 pp (2021)
- In 2021, the figure was 63% for women and 61.1% for men — 1.9 percentage points higher among women.
- Among the poorest 40% (2021)
- 47.2% (2021)
- Value for adults in the poorest 40% of households in Finland in 2021.
- Poorest-40% gap vs national
- −14.8 pp (2021)
- The poorest 40% (47.2%) are 14.8 percentage points below the national figure (62%).
- Internet use in Finland (2024)
- 93.7% (2024)
- 93.7% of the population in Finland used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 5.6 million (2024)
- Finland had a population of 5.6 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 62% | +7.5 pp |
| 2017 | 54.5% | −2.4 pp |
| 2014 | 57% | +0.8 pp |
| 2011 | 56.1% | — |
Frequently asked questions
What share of adults in Finland saved at a formal financial institution?
62% of adults in Finland saved at a formal financial institution in 2021, according to World Bank Global Findex data.
Where does the formal savings data for Finland come from?
The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for Finland is from 2021; the snapshot was retrieved on 2026-06-10.
How has formal savings in Finland changed over time?
World Bank Global Findex data show a rise from 56.1% in 2011 to 62% in 2021.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .