Account Ownership Statistics in France (2026)
As of the 2024 data, 99.2% of adults in France had an account at a financial institution or mobile money provider, per World Bank Global Findex. Down from 99.2% in 2021 to 99.2% in 2024 (−0.1 percentage points). France ranks #5 of 46 economies in Europe & Central Asia on this measure, and #5 of 145 globally.
Key Statistics
- Latest value (2024)
- 99.2% (2024)
- Account Ownership in France as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.1 pp (2024)
- Down from 99.2% in 2021 to 99.2% in 2024 (−0.1 percentage points).
- Earliest value in this dataset (2011)
- 97% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 97% in 2011 to 99.2% in 2024.
- Peak value (2021)
- 99.2% (2021)
- Highest value in the available series; the 2024 value is 99.2%.
- Rank in Europe & Central Asia
- #5 of 46 (2024)
- France ranks 5 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #5 of 145 (2024)
- France ranks 5 of 145 countries with data globally.
- Europe & Central Asia average
- 86.1% (2024)
- France (99.2%) is above the average of 86.1% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 99.8% (2024)
- Value for women in France, same 2024 World Bank Global Findex data.
- Among men (2024)
- 98.5% (2024)
- Value for men in France, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +1.4 pp (2024)
- In 2024, the figure was 99.8% for women and 98.5% for men — 1.4 percentage points higher among women.
- In rural areas (2024)
- 99.6% (2024)
- Value for rural residents of France in 2024.
- Rural gap vs national
- +0.4 pp (2024)
- Rural residents (99.6%) are 0.4 percentage points above the national figure (99.2%).
- Among the poorest 40% (2024)
- 98.7% (2024)
- Value for adults in the poorest 40% of households in France in 2024.
- Poorest-40% gap vs national
- −0.5 pp (2024)
- The poorest 40% (98.7%) are 0.5 percentage points below the national figure (99.2%).
- Internet use in France (2024)
- 88.7% (2024)
- 88.7% of the population in France used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 68.6 million (2024)
- France had a population of 68.6 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 99.2% | −0.1 pp |
| 2021 | 99.2% | +5.2 pp |
| 2017 | 94% | −2.6 pp |
| 2014 | 96.6% | −0.4 pp |
| 2011 | 97% | — |
Frequently asked questions
What share of adults in France had an account at a financial institution or mobile money provider?
99.2% of adults in France had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How recent is the account ownership data for France?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for France.
Where does the account ownership data for France come from?
The data comes from the World Bank Global Findex (indicator account.t.d). The latest observation for France is from 2024; the snapshot was retrieved on 2026-06-10.
How has account ownership in France changed over time?
World Bank Global Findex data show a rise from 97% in 2011 to 99.2% in 2024.
How does France compare with other countries in Europe & Central Asia?
France ranks 5 of 46 countries in Europe & Central Asia with data, with 99.2% versus a regional average of 86.1% (latest values per country).
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .