Bank Capital Adequacy Statistics in France (2026)
As of 2023, the bank capital to assets ratio in France was 5.5% of assets, per World Bank World Development Indicators data. Up from 5.3% in 2022 to 5.5% in 2023 (+0.1 percentage points). France ranks #45 of 48 economies in Europe & Central Asia on this measure, and #132 of 143 globally.
Key Statistics
- Latest value (2023)
- 5.5% (2023)
- Bank Capital Adequacy in France as of 2023, the most recent observation in World Bank World Development Indicators data.
- Change since 2022
- +0.1 pp (2023)
- Up from 5.3% in 2022 to 5.5% in 2023 (+0.1 percentage points).
- Earliest value in this dataset (2008)
- 3% (2008)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 3% in 2008 to 5.5% in 2023.
- Peak value (2020)
- 5.9% (2020)
- Highest value in the available series; the 2023 value is 5.5%.
- Rank in Europe & Central Asia
- #45 of 48 (2023)
- France ranks 45 of 48 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #132 of 143 (2023)
- France ranks 132 of 143 countries with data globally.
- Europe & Central Asia average
- 8.8% (2023)
- France (5.5%) is below the average of 8.8% across the 48 countries in Europe & Central Asia with data.
- Bank nonperforming loans to total gross loans (%) (2023)
- 2.1% (2023)
- Related indicator from World Bank World Development Indicators.
- Internet use in France (2024)
- 88.7% (2024)
- 88.7% of the population in France used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 68.6 million (2024)
- France had a population of 68.6 million in 2024 (World Bank); shown for scale only.
Trend, 2008–2023
| Year | % of assets | Change |
|---|---|---|
| 2023 | 5.5% | +0.1 pp |
| 2022 | 5.3% | −0.4 pp |
| 2021 | 5.7% | −0.1 pp |
| 2020 | 5.9% | +0.3 pp |
| 2019 | 5.5% | +0.1 pp |
| 2018 | 5.4% | +0.0 pp |
| 2017 | 5.4% | +0.2 pp |
| 2016 | 5.2% | +0.5 pp |
| 2015 | 4.7% | +0.4 pp |
| 2014 | 4.2% | −0.3 pp |
| 2013 | 4.5% | +0.3 pp |
| 2012 | 4.3% | +0.4 pp |
| 2011 | 3.9% | +0.0 pp |
| 2010 | 3.9% | +0.2 pp |
| 2009 | 3.7% | +0.7 pp |
| 2008 | 3% | — |
Frequently asked questions
What is the latest figure for bank capital to assets ratio in France?
The bank capital to assets ratio in France stood at 5.5% of assets in 2023, according to World Bank World Development Indicators data.
Where does France rank globally on bank capital adequacy?
France ranks 132 of 143 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did bank capital adequacy in France peak?
The highest value in the available series was 5.9% in 2020; the latest (2023) value is 5.5%.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FB.BNK.CAPA.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .