Formal & Mobile Money Savings Statistics in France (2026)
As of the 2021 data, 53.7% of adults in France saved at a formal financial institution or using a mobile money account, per World Bank Global Findex. Up from 48.1% in 2017 to 53.7% in 2021 (+5.6 percentage points). France ranks #16 of 46 economies in Europe & Central Asia on this measure, and #29 of 142 globally.
Key Statistics
- Latest value (2021)
- 53.7% (2021)
- Formal & Mobile Money Savings in France as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +5.6 pp (2021)
- Up from 48.1% in 2017 to 53.7% in 2021 (+5.6 percentage points).
- Earliest value in this dataset (2011)
- 49.5% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 49.5% in 2011 to 53.7% in 2021.
- Record high (2021)
- 53.7% (2021)
- The 2021 value is the highest in the available World Bank Global Findex series for France.
- Rank in Europe & Central Asia
- #16 of 46 (2021)
- France ranks 16 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #29 of 142 (2021)
- France ranks 29 of 142 countries with data globally.
- Europe & Central Asia average
- 41% (2021)
- France (53.7%) is above the average of 41% across the 46 countries in Europe & Central Asia with data.
- Saved at a bank or similar financial institution (% age 15+) (2021)
- 53.7% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in France (2024)
- 88.7% (2024)
- 88.7% of the population in France used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 68.6 million (2024)
- France had a population of 68.6 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 53.7% | +5.6 pp |
| 2017 | 48.1% | −4.1 pp |
| 2014 | 52.2% | +2.6 pp |
| 2011 | 49.5% | — |
Frequently asked questions
What share of adults in France saved at a formal financial institution or using a mobile money account?
53.7% of adults in France saved at a formal financial institution or using a mobile money account in 2021, according to World Bank Global Findex data.
How recent is the formal & mobile money savings data for France?
The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for France.
Where does the formal & mobile money savings data for France come from?
The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for France is from 2021; the snapshot was retrieved on 2026-06-10.
How has formal & mobile money savings in France changed over time?
World Bank Global Findex data show a rise from 49.5% in 2011 to 53.7% in 2021.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a.17a1.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .