Bank Account Ownership Statistics in Gambia (2026)
In 2024, 30.8% of adults in the Gambia had an account at a bank or similar financial institution, according to World Bank Global Findex data. Down from 31.4% in 2022 to 30.8% in 2024 (−0.5 percentage points). Gambia ranks #14 of 36 economies in Sub-Saharan Africa on this measure, and #117 of 145 globally.
Key Statistics
- Latest value (2024)
- 30.8% (2024)
- Bank Account Ownership in the Gambia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- −0.5 pp (2024)
- Down from 31.4% in 2022 to 30.8% in 2024 (−0.5 percentage points).
- Earliest value in this dataset (2017)
- 28.6% (2017)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 28.6% in 2017 to 30.8% in 2024.
- Peak value (2022)
- 31.4% (2022)
- Highest value in the available series; the 2024 value is 30.8%.
- Rank in Sub-Saharan Africa
- #14 of 36 (2024)
- The Gambia ranks 14 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #117 of 145 (2024)
- The Gambia ranks 117 of 145 countries with data globally.
- Sub-Saharan Africa average
- 30.3% (2024)
- The Gambia (30.8%) is above the average of 30.3% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 27.5% (2024)
- Value for women in the Gambia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 34.5% (2024)
- Value for men in the Gambia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −7 pp (2024)
- In 2024, the figure was 27.5% for women and 34.5% for men — 7 percentage points lower among women.
- In rural areas (2024)
- 27.2% (2024)
- Value for rural residents of the Gambia in 2024.
- Rural gap vs national
- −3.6 pp (2024)
- Rural residents (27.2%) are 3.6 percentage points below the national figure (30.8%).
- Among the poorest 40% (2024)
- 27.5% (2024)
- Value for adults in the poorest 40% of households in the Gambia in 2024.
- Poorest-40% gap vs national
- −3.4 pp (2024)
- The poorest 40% (27.5%) are 3.4 percentage points below the national figure (30.8%).
- Internet use in the Gambia (2024)
- 49.5% (2024)
- 49.5% of the population in the Gambia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.8 million (2024)
- The Gambia had a population of 2.8 million in 2024 (World Bank); shown for scale only.
Trend, 2017–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 30.8% | −0.5 pp |
| 2022 | 31.4% | +2.8 pp |
| 2017 | 28.6% | — |
Frequently asked questions
What share of adults in the Gambia had an account at a bank or similar financial institution?
30.8% of adults in the Gambia had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
Where does the bank account ownership data for the Gambia come from?
The data comes from the World Bank Global Findex (indicator fiaccount.t.d). The latest observation for the Gambia is from 2024; the snapshot was retrieved on 2026-06-10.
How has bank account ownership in the Gambia changed over time?
World Bank Global Findex data show a rise from 28.6% in 2017 to 30.8% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .