Digital Payment Adoption Statistics in Gambia (2026)
According to World Bank Global Findex data, 27.7% of adults in the Gambia made or received a digital payment in 2024. Up from 22.4% in 2022 to 27.7% in 2024 (+5.3 percentage points). Gambia ranks #30 of 36 economies in Sub-Saharan Africa on this measure, and #124 of 142 globally.
Key Statistics
- Latest value (2024)
- 27.7% (2024)
- Digital Payment Adoption in the Gambia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- +5.3 pp (2024)
- Up from 22.4% in 2022 to 27.7% in 2024 (+5.3 percentage points).
- Earliest value in this dataset (2017)
- 18.8% (2017)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 18.8% in 2017 to 27.7% in 2024.
- Record high (2024)
- 27.7% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for the Gambia.
- Rank in Sub-Saharan Africa
- #30 of 36 (2024)
- The Gambia ranks 30 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #124 of 142 (2024)
- The Gambia ranks 124 of 142 countries with data globally.
- Sub-Saharan Africa average
- 49.2% (2024)
- The Gambia (27.7%) is below the average of 49.2% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 23.9% (2024)
- Value for women in the Gambia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 31.8% (2024)
- Value for men in the Gambia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −7.8 pp (2024)
- In 2024, the figure was 23.9% for women and 31.8% for men — 7.8 percentage points lower among women.
- In rural areas (2024)
- 19.1% (2024)
- Value for rural residents of the Gambia in 2024.
- Rural gap vs national
- −8.6 pp (2024)
- Rural residents (19.1%) are 8.6 percentage points below the national figure (27.7%).
- Among the poorest 40% (2024)
- 21.8% (2024)
- Value for adults in the poorest 40% of households in the Gambia in 2024.
- Poorest-40% gap vs national
- −5.9 pp (2024)
- The poorest 40% (21.8%) are 5.9 percentage points below the national figure (27.7%).
- Made a digital payment (% age 15+) (2024)
- 22.6% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 20.8% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in the Gambia (2024)
- 49.5% (2024)
- 49.5% of the population in the Gambia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.8 million (2024)
- The Gambia had a population of 2.8 million in 2024 (World Bank); shown for scale only.
Trend, 2017–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 27.7% | +5.3 pp |
| 2022 | 22.4% | +3.5 pp |
| 2017 | 18.8% | — |
Frequently asked questions
What share of adults in the Gambia made or received a digital payment?
27.7% of adults in the Gambia made or received a digital payment in 2024, according to World Bank Global Findex data.
Where does the digital payment adoption data for the Gambia come from?
The data comes from the World Bank Global Findex (indicator g20.any). The latest observation for the Gambia is from 2024; the snapshot was retrieved on 2026-06-10.
How has digital payment adoption in the Gambia changed over time?
World Bank Global Findex data show a rise from 18.8% in 2017 to 27.7% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .