Credit Card Usage Statistics in Georgia (2026)
11.3% of adults in Georgia used a credit card in 2024, World Bank Global Findex data show. Down from 11.8% in 2021 to 11.3% in 2024 (−0.5 percentage points). Georgia ranks #34 of 46 economies in Europe & Central Asia on this measure, and #55 of 142 globally.
Key Statistics
- Latest value (2024)
- 11.3% (2024)
- Credit Card Usage in Georgia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.5 pp (2024)
- Down from 11.8% in 2021 to 11.3% in 2024 (−0.5 percentage points).
- Earliest value in this dataset (2014)
- 13.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 13.2% in 2014 to 11.3% in 2024.
- Peak value (2017)
- 13.2% (2017)
- Highest value in the available series; the 2024 value is 11.3%.
- Rank in Europe & Central Asia
- #34 of 46 (2024)
- Georgia ranks 34 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #55 of 142 (2024)
- Georgia ranks 55 of 142 countries with data globally.
- Europe & Central Asia average
- 26.3% (2024)
- Georgia (11.3%) is below the average of 26.3% across the 46 countries in Europe & Central Asia with data.
- Owns a credit card (% age 15+) (2024)
- 15.6% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Georgia (2024)
- 83.8% (2024)
- 83.8% of the population in Georgia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 3.7 million (2024)
- Georgia had a population of 3.7 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 11.3% | −0.5 pp |
| 2021 | 11.8% | −1.4 pp |
| 2017 | 13.2% | +0.1 pp |
| 2014 | 13.2% | — |
Frequently asked questions
What share of adults in Georgia used a credit card?
11.3% of adults in Georgia used a credit card in 2024, according to World Bank Global Findex data.
How has credit card usage in Georgia changed over time?
World Bank Global Findex data show a decline from 13.2% in 2014 to 11.3% in 2024.
How does Georgia compare with other countries in Europe & Central Asia?
Georgia ranks 34 of 46 countries in Europe & Central Asia with data, with 11.3% versus a regional average of 26.3% (latest values per country).
Where does Georgia rank globally on credit card usage?
Georgia ranks 55 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .