Bank Capital Adequacy Statistics in Germany (2026)
As of 2023, the bank capital to assets ratio in Germany was 7.3% of assets, per World Bank World Development Indicators data. Up from 7% in 2022 to 7.3% in 2023 (+0.3 percentage points). Germany ranks #31 of 48 economies in Europe & Central Asia on this measure, and #99 of 143 globally.
Key Statistics
- Latest value (2023)
- 7.3% (2023)
- Bank Capital Adequacy in Germany as of 2023, the most recent observation in World Bank World Development Indicators data.
- Change since 2022
- +0.3 pp (2023)
- Up from 7% in 2022 to 7.3% in 2023 (+0.3 percentage points).
- Record high (2023)
- 7.3% (2023)
- The 2023 value is the highest in the available World Bank World Development Indicators series for Germany.
- Rank in Europe & Central Asia
- #31 of 48 (2023)
- Germany ranks 31 of 48 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #99 of 143 (2023)
- Germany ranks 99 of 143 countries with data globally.
- Europe & Central Asia average
- 8.8% (2023)
- Germany (7.3%) is below the average of 8.8% across the 48 countries in Europe & Central Asia with data.
- Bank nonperforming loans to total gross loans (%) (2023)
- 1.5% (2023)
- Related indicator from World Bank World Development Indicators.
- Internet use in Germany (2024)
- 93.5% (2024)
- 93.5% of the population in Germany used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 83.5 million (2024)
- Germany had a population of 83.5 million in 2024 (World Bank); shown for scale only.
Trend, 2022–2023
| Year | % of assets | Change |
|---|---|---|
| 2023 | 7.3% | +0.3 pp |
| 2022 | 7% | — |
Frequently asked questions
What is the latest figure for bank capital to assets ratio in Germany?
The bank capital to assets ratio in Germany stood at 7.3% of assets in 2023, according to World Bank World Development Indicators data.
How recent is the bank capital adequacy data for Germany?
The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for Germany.
Where does the bank capital adequacy data for Germany come from?
The data comes from the World Bank World Development Indicators (indicator FB.BNK.CAPA.ZS). The latest observation for Germany is from 2023; the snapshot was retrieved on 2026-06-10.
How has bank capital adequacy in Germany changed over time?
World Bank World Development Indicators data show a rise from 7% in 2022 to 7.3% in 2023.
How does Germany compare with other countries in Europe & Central Asia?
Germany ranks 31 of 48 countries in Europe & Central Asia with data, with 7.3% versus a regional average of 8.8% (latest values per country).
Source & methodology
Source: World Bank, World Development Indicators, indicator
FB.BNK.CAPA.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .