Bank Deposits Statistics in Germany (2026)

Germany recorded outstanding bank deposits of 33% of GDP in 2024, IMF Financial Access Survey data show. Up from 31.6% of GDP in 2023 to 33% of GDP in 2024 (+1.4 percentage points). Germany ranks #42 of 49 economies in Europe & Central Asia on this measure, and #133 of 172 globally.

Latest value (2024)
33% of GDP (2024)
Bank Deposits in Germany as of 2024, the most recent observation in IMF Financial Access Survey data.
Change since 2023
+1.4 pp (2024)
Up from 31.6% of GDP in 2023 to 33% of GDP in 2024 (+1.4 percentage points).
Earliest value in this dataset (2004)
18.5% of GDP (2004)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 18.5% of GDP in 2004 to 33% of GDP in 2024.
Peak value (2020)
33% of GDP (2020)
Highest value in the available series; the 2024 value is 33% of GDP.
Rank in Europe & Central Asia
#42 of 49 (2024)
Germany ranks 42 of 49 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#133 of 172 (2024)
Germany ranks 133 of 172 countries with data globally.
Europe & Central Asia average
60.3% of GDP (2024)
Germany (33% of GDP) is below the average of 60.3% of GDP across the 49 countries in Europe & Central Asia with data.
Internet use in Germany (2024)
93.5% (2024)
93.5% of the population in Germany used the internet in 2024 (World Bank); shown for context only.
Population (2024)
83.5 million (2024)
Germany had a population of 83.5 million in 2024 (World Bank); shown for scale only.
Bank Deposits in Germany by year (% of GDP)
Year % of GDP Change
2024 33%+1.4 pp
2023 31.6%+0.4 pp
2022 31.1%−0.7 pp
2021 31.8%−1.2 pp
2020 33%+2.8 pp
2019 30.2%+0.4 pp
2018 29.9%+0.7 pp
2017 29.2%+0.7 pp
2016 28.5%+0.7 pp
2015 27.8%+0.4 pp
2014 27.4%+0.4 pp
2013 27%+0.3 pp
2012 26.7%+1.8 pp
2011 24.9%+0.2 pp
2010 24.8%−0.2 pp
2009 24.9%+2.1 pp
2008 22.8%+1.6 pp
2007 21.2%+1.6 pp
2006 19.6%+0.3 pp
2005 19.3%+0.7 pp
2004 18.5%
Bank Deposits in Germany, 2004–2024Line chart of 21 observations from 2004 to 2024. Values range from 18.5% to 33%; the series starts at 18.5% in 2004 and ends at 33% in 2024.15%20%25%30%35%2004201020152020202418.5%33%
Fig. 1 — Bank Deposits in Germany, 2004–2024

Frequently asked questions

What is the latest figure for outstanding bank deposits in Germany?

Outstanding bank deposits in Germany stood at 33% of GDP in 2024, according to IMF Financial Access Survey data.

How has bank deposits in Germany changed over time?

IMF Financial Access Survey data show a rise from 18.5% of GDP in 2004 to 33% of GDP in 2024.

How does Germany compare with other countries in Europe & Central Asia?

Germany ranks 42 of 49 countries in Europe & Central Asia with data, with 33% of GDP versus a regional average of 60.3% of GDP (latest values per country).

Where does Germany rank globally on bank deposits?

Germany ranks 133 of 172 countries with data globally, based on the latest IMF Financial Access Survey value for each country.

Source: IMF Financial Access Survey, indicator OUTD_COMBANK.POGDP, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .